Beavercreek, OH45431

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$245,000
1.7% YoY Growth
Median Household Income
$80,100
26.5% 5-Year Growth
Days on Market
40
22.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,510
14.3% YoY Growth
1-Bed Rent
$700
58.0% YoY Growth
2-Bed Rent
$1,520
7.3% YoY Growth
3-Bed Rent
$2,000
20.2% YoY Growth

Other Zip Codes in Beavercreek, OH

Property Listings — Beavercreek, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Beavercreek, OH is 40. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$363,000-7.0%
Listing Count
7316.0%
Listings as % of Homes0.4%16.0%
Days on Market
40-22.0%
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Demographics — Beavercreek, OH

As of the latest ACS Survey released in 2023, Beavercreek, OH has a population of 27,000, which has decreased by -4.0% over the past 5 years. Beavercreek, OH is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 36.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,000-4.0%
% Under 18
21.8%-0.5%
% Seniors
16.6%18.6%
% WFH
11.8%461.9%
% w/ College Degree
36.3%-7.6%
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As of the latest ACS Survey released in 2023, Beavercreek, OH is a predominantly white area, with 78.3% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Beavercreek, OH is hispanic, making up 5.6% of the population. Foreign-born residents account for 6.3% of the population in Beavercreek, OH, and this percentage has decreased by 36.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.3%-1.1%
% Black
4.3%-8.5%
% Hispanic
5.6%0.0%
% Asian
5.3%-18.5%
% Foreign Born
6.3%-36.4%
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Mortgage and Risk — Beavercreek, OH

According to HUD data as of 2023, there were 333 mortgage originations in Beavercreek, OH, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Beavercreek, OH. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
333
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Beavercreek, OH

As of 2024, the percent of homes in Beavercreek, OH under the Section 8 program is 1.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Beavercreek, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
117
Total Units Section 8
107
% Rentals under Section 8
1.9%
% Occupied Section 8
94.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$370$700$1,070
2 Bedroom-$150$1,520$1,370
3 Bedroom-$230$2,000$1,770
4 Bedroom$470$1,480$1,950

Affordability — Beavercreek, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$245,000
Median Household Income$80,100

Beavercreek, OH — ZIP Code Boundary Map

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Frequently Asked Questions