Stratford, IA—50249
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stratford, IA
Stratford, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $186,000 | 8.9% |
| Single Family | $186,000 | 8.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $221,000 | 9.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stratford, IA
Stratford, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stratford, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stratford, IA is 107. This is a increase of 90.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $290,000 | 38.0% |
Listing Count | 5 | -14.0% |
| Listings as % of Homes | 0.2% | -14.0% |
Days on Market | 107 | 90.0% |
Demographics — Stratford, IA
As of the latest ACS Survey released in 2023, Stratford, IA has a population of 1,260, which has decreased by -1.6% over the past 5 years. Stratford, IA is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 16.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,260 | -1.6% |
% Under 18 | 18.4% | -12.4% |
% Seniors | 31.8% | 42.0% |
% WFH | 9.8% | 24.1% |
% w/ College Degree | 16.5% | -22.5% |
As of the latest ACS Survey released in 2023, Stratford, IA is a predominantly white area, with 91.9% of the population identifying as white. The white population has shrunk by 6.9% in the last 5 years. The second most common race or ethnicity in Stratford, IA is black, making up 3.5% of the population. Foreign-born residents account for 0.6% of the population in Stratford, IA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.9% | -6.9% |
% Black | 3.5% | 3,400.0% |
% Hispanic | 1.4% | 250.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.6% | 0.0% |
Mortgage and Risk — Stratford, IA
According to HUD data as of 2023, there were 22 mortgage originations in Stratford, IA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Stratford, IA. Investor activity is low, as 5.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 22 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Stratford, IA
Stratford, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Stratford, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $186,000 |
| Median Household Income | $54,200 |