Cross Plains, WI 53528 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cross Plains, WI—53528

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$510,000

4.0% YoY Growth

Household Income

$104,000

20.6% YoY Growth

Days on Market

46.0% Shorter YoY

Home Price Forecast

1.9%

Median Rent

$1,640

12.7% YoY Growth

1-Bed Rent

$1,380

60.0% YoY Growth

2-Bed Rent

$1,500

15.6% YoY Growth

3-Bed Rent

$2,000

N/A

Home Price Trends — Cross Plains, WI

As of Dec '25, the median home price in Cross Plains, WI is $510,000, with a year-over-year change of 4.0%. This indicates that home prices in Cross Plains, WI are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$510,000	4.0%
Single Family	$525,000	4.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cross Plains, WI

As of July '25, Rentcast reports the average rent in Cross Plains, WI is $1,770, with a year-over-year rent change of 12.7%. Per bedroom, the median rent as of July '25 in Cross Plains, WI is 1-bedrooms: $1,400, 2-bedrooms: $1,620, 3-bedrooms: $2,070. The most common rental property sizes in Cross Plains, WI are 2-bedroom and 3-bedroom, accounting for 46.5% and 28.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,640	$1,770
Studio Rent	N/A	N/A
1 Bed Rent	$1,380	$1,400
2 Bed Rent	$1,500	$1,620
3 Bed Rent	$2,000	$2,070
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

4.3%

1 Bedroom

17.1%

2 Bedrooms

46.5%

3 Bedrooms

28.5%

4 Bedrooms

1.6%

5+ Bedrooms

2.0%

Property Listings — Cross Plains, WI

As of Dec '25, Realtor.com reports that the median days on market for a home in Cross Plains, WI is 24. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$460,000	-2.0%
Listing Count	13	22.0%
Listings as % of Homes	0.6%	22.0%
Days on Market	49	-46.0%

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Demographics — Cross Plains, WI

As of the latest ACS Survey released in 2023, Cross Plains, WI has a population of 6,280, which has remained stable by 0.4% over the past 5 years. Cross Plains, WI is a popular place for families, as children make up 25.1% of the population. The area has a moderately educated workforce, with 44.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	6,280	0.4%
% Under 18	25.1%	1.6%
% Seniors	20.1%	28.8%
% WFH	14.6%	165.5%
% w/ College Degree	44.8%	21.1%

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As of the latest ACS Survey released in 2023, Cross Plains, WI is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Cross Plains, WI is hispanic, making up 3.1% of the population. Foreign-born residents account for 1.7% of the population in Cross Plains, WI, and this percentage has decreased by 32.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	93.0%	-1.3%
% Black	0.2%	∞%
% Hispanic	3.1%	19.2%
% Asian	1.1%	22.2%
% Foreign Born	1.7%	-32.0%

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Mortgage and Risk — Cross Plains, WI

According to HUD data as of 2023, there were 129 mortgage originations in Cross Plains, WI, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Cross Plains, WI. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	129
% Conventional Loans	97.0%
% Government Loans	3.0%
% Investor Loans	2.0%
% Second Loans	2.0%
% Cash Out Refinance	5.0%

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Rentals and Section 8 — Cross Plains, WI

Cross Plains, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	16
Total Units Section 8	16
% Rentals under Section 8	3.1%
% Occupied Section 8	94.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$150	$1,380	$1,230
2 Bedroom	-$90	$1,500	$1,410
3 Bedroom	-$150	$2,000	$1,850
4 Bedroom	N/A	N/A	$2,070

Cross Plains, WI—53528

Key Metrics at a Glance

Home Price Trends — Cross Plains, WI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cross Plains, WI

% of Rental Stock

Property Listings — Cross Plains, WI

Demographics — Cross Plains, WI

Race and Ethnicity

Mortgage and Risk — Cross Plains, WI

Mortgages

Rentals and Section 8 — Cross Plains, WI

Section 8 Market Size

Section 8 Opportunity

Affordability — Cross Plains, WI

Home Price to Income Ratio

Cross Plains, WI — ZIP Code Boundary Map

Nearby ZIP Codes

Middleton, WI

Black Earth, WI

Old Sauk Trails, Madison, WI

Mazomanie, WI

Verona, WI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.3
Median Home Price	$510,000
Median Household Income	$104,000

Cross Plains, WI—53528

Key Metrics at a Glance

Home Price Trends — Cross Plains, WI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cross Plains, WI

% of Rental Stock

Property Listings — Cross Plains, WI

Demographics — Cross Plains, WI

Race and Ethnicity

Mortgage and Risk — Cross Plains, WI

Mortgages

Rentals and Section 8 — Cross Plains, WI

Section 8 Market Size

Section 8 Opportunity

Affordability — Cross Plains, WI

Home Price to Income Ratio

Cross Plains, WI — ZIP Code Boundary Map

Nearby ZIP Codes

Middleton, WI

Black Earth, WI

Old Sauk Trails, Madison, WI

Mazomanie, WI

Verona, WI

Frequently Asked Questions

What is the average home price in Cross Plains, WI 53528?

How have home prices in Cross Plains, WI 53528 changed over the past year?

What is the home price projection for Cross Plains, WI 53528?

What are the demographics of Cross Plains, WI 53528?

How long does it take homes to sell in Cross Plains, WI 53528?

What is the average rent price in Cross Plains, WI 53528?