La Crosse, WI—54603
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in La Crosse, WI
Home Price Trends — La Crosse, WI
As of Oct '25, the median home price in La Crosse, WI is $231,000, with a year-over-year change of 2.1%. This indicates that home prices in La Crosse, WI are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $231,000 | 2.1% |
| Single Family | $229,000 | 1.8% |
| Condos | $260,000 | -5.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $145,000 | 2.1% |
2 Bed | $192,000 | 2.7% |
3 Bed | $224,000 | 3.2% |
4 Bed | $244,000 | 2.1% |
| 5 Bed | $280,000 | 2.6% |
% of Housing Stock
Rental Trends — La Crosse, WI
As of July '25, Rentcast reports the average rent in La Crosse, WI is $1,020, with a year-over-year rent change of 5.4%. Per bedroom, the median rent as of July '25 in La Crosse, WI is studios: $518, 1-bedrooms: $834, 2-bedrooms: $1,070, 3-bedrooms: $1,570, 4-bedrooms: $1,500. The most common rental property sizes in La Crosse, WI are 2-bedroom and 1-bedroom, accounting for 41.6% and 39.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $875 | $1,020 |
| Studio Rent | $395 | $518 |
| 1 Bed Rent | $850 | $834 |
| 2 Bed Rent | $1,100 | $1,070 |
| 3 Bed Rent | $1,400 | $1,570 |
| 4 Bed Rent | $1,500 | $1,500 |
% of Rental Stock
Property Listings — La Crosse, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in La Crosse, WI is 47. This is a increase of 73.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $231,000 | 6.0% |
Listing Count | 29 | -13.0% |
| Listings as % of Homes | 0.0% | -13.0% |
Days on Market | 47 | 73.0% |
Demographics — La Crosse, WI
As of the latest ACS Survey released in 2023, La Crosse, WI has a population of 14,200, which has increased by 2.3% over the past 5 years. La Crosse, WI is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 20.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,200 | 2.3% |
% Under 18 | 19.3% | 11.6% |
% Seniors | 17.6% | 20.5% |
% WFH | 10.8% | 671.4% |
% w/ College Degree | 20.9% | -16.4% |
As of the latest ACS Survey released in 2023, La Crosse, WI is a predominantly white area, with 83.7% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in La Crosse, WI is asian, making up 5.0% of the population. Foreign-born residents account for 3.2% of the population in La Crosse, WI, and this percentage has increased by 3.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.7% | -1.1% |
% Black | 2.4% | 60.0% |
% Hispanic | 2.8% | 7.7% |
% Asian | 5.0% | -31.5% |
% Foreign Born | 3.2% | 3.2% |
Mortgage and Risk — La Crosse, WI
According to HUD data as of 2023, there were 271 mortgage originations in La Crosse, WI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in La Crosse, WI. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 271 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — La Crosse, WI
As of 2024, the percent of homes in La Crosse, WI under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in La Crosse, WI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 354 |
Total Units Section 8 | 85 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | 74.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $850 | $820 |
| 2 Bedroom | -$20 | $1,100 | $1,080 |
| 3 Bedroom | $20 | $1,400 | $1,420 |
| 4 Bedroom | $300 | $1,500 | $1,800 |
Affordability — La Crosse, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $231,000 |
| Median Household Income | $49,700 |