North St. Paul, Maplewood, MN—55109
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North St. Paul, Maplewood, MN
As of Oct '25, the median home price in North St. Paul, Maplewood, MN is $329,000, with a year-over-year change of 1.3%. This indicates that home prices in North St. Paul, Maplewood, MN are increasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $329,000 | 1.3% |
| Single Family | $333,000 | 1.2% |
| Condos | $246,000 | -3.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $203,000 | 3.0% |
2 Bed | $264,000 | 0.4% |
3 Bed | $320,000 | 0.9% |
4 Bed | $377,000 | 1.1% |
| 5 Bed | $432,000 | 0.9% |
% of Housing Stock
Rental Trends — North St. Paul, Maplewood, MN
As of July '25, Rentcast reports the average rent in North St. Paul, Maplewood, MN is $1,330, with a year-over-year rent change of 6.4%. Per bedroom, the median rent as of July '25 in North St. Paul, Maplewood, MN is studios: $944, 1-bedrooms: $1,040, 2-bedrooms: $1,400, 3-bedrooms: $2,200, 4-bedrooms: $2,480. The most common rental property sizes in North St. Paul, Maplewood, MN are 2-bedroom and 1-bedroom, accounting for 44.7% and 33.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,330 |
| Studio Rent | $925 | $944 |
| 1 Bed Rent | $905 | $1,040 |
| 2 Bed Rent | $1,250 | $1,400 |
| 3 Bed Rent | $2,300 | $2,200 |
| 4 Bed Rent | $1,780 | $2,480 |
% of Rental Stock
Property Listings — North St. Paul, Maplewood, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in North St. Paul, Maplewood, MN is 40. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $342,000 | 4.0% |
Listing Count | 85 | 12.0% |
| Listings as % of Homes | 0.4% | 12.0% |
Days on Market | 40 | 4.0% |
Demographics — North St. Paul, Maplewood, MN
As of the latest ACS Survey released in 2023, North St. Paul, Maplewood, MN has a population of 34,300, which has remained stable by 0.4% over the past 5 years. North St. Paul, Maplewood, MN is a moderately popular place for families, as children make up 25.0% of the population. The area has a moderately educated workforce, with 30.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 34,300 | 0.4% |
% Under 18 | 25.0% | 6.8% |
% Seniors | 16.9% | 2.4% |
% WFH | 12.8% | 255.6% |
% w/ College Degree | 30.7% | -0.3% |
As of the latest ACS Survey released in 2023, North St. Paul, Maplewood, MN is a predominantly white area, with 53.4% of the population identifying as white. The white population has shrunk by 19.8% in the last 5 years. The second most common race or ethnicity in North St. Paul, Maplewood, MN is asian, making up 24.4% of the population. Foreign-born residents account for 15.8% of the population in North St. Paul, Maplewood, MN, and this percentage has increased by 53.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.4% | -19.8% |
% Black | 8.7% | -17.9% |
% Hispanic | 6.2% | -6.1% |
% Asian | 24.4% | 98.4% |
% Foreign Born | 15.8% | 53.4% |
Mortgage and Risk — North St. Paul, Maplewood, MN
According to HUD data as of 2023, there were 570 mortgage originations in North St. Paul, Maplewood, MN, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in North St. Paul, Maplewood, MN. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 570 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — North St. Paul, Maplewood, MN
As of 2024, the percent of homes in North St. Paul, Maplewood, MN under the Section 8 program is 19.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in North St. Paul, Maplewood, MN, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 880 |
Total Units Section 8 | 840 |
% Rentals under Section 8 | 19.3% |
% Occupied Section 8 | 93.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $395 | $905 | $1,300 |
| 2 Bedroom | $340 | $1,250 | $1,590 |
| 3 Bedroom | -$180 | $2,300 | $2,120 |
| 4 Bedroom | $590 | $1,780 | $2,370 |
Affordability — North St. Paul, Maplewood, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $329,000 |
| Median Household Income | $81,800 |