Saint Albans—63073
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Albans
As of Oct '25, the median home price in Saint Albans is $863,000, with a year-over-year change of 5.4%. This indicates that home prices in Saint Albans are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $863,000 | 5.4% |
| Single Family | $871,000 | 5.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | $953,000 | 7.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Albans
Saint Albans lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,000 | $5,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $5,000 | $5,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
No data available
Property Listings — Saint Albans
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Albans is 35. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $995,000 | -23.0% |
Listing Count | 9 | -29.0% |
| Listings as % of Homes | 1.0% | -29.0% |
Days on Market | 35 | -15.0% |
Demographics — Saint Albans
As of the latest ACS Survey released in 2023, Saint Albans has a population of 1,030, which has increased by 13.5% over the past 5 years. Saint Albans is a moderately popular place for families, as children make up 20.0% of the population. The area has a highly educated workforce, with 70.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,030 | 13.5% |
% Under 18 | 20.0% | 6.4% |
% Seniors | 30.8% | 56.3% |
% WFH | 10.8% | -23.4% |
% w/ College Degree | 70.6% | 12.6% |
As of the latest ACS Survey released in 2023, Saint Albans is a predominantly white area, with 98.1% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Saint Albans is hispanic, making up 1.1% of the population. Foreign-born residents account for 0.0% of the population in Saint Albans, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.1% | 1.2% |
% Black | 0.0% | N/A |
% Hispanic | 1.1% | -64.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Saint Albans
According to HUD data as of 2023, there were 54 mortgage originations in Saint Albans, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Saint Albans. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Saint Albans
Saint Albans lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,010 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | -$3,400 | $5,000 | $1,600 |
| 4 Bedroom | N/A | N/A | $1,840 |
Affordability — Saint Albans
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $863,000 |
| Median Household Income | $250,000 |