Overland, MO—63114
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Overland, MO
As of Oct '25, the median home price in Overland, MO is $135,000, with a year-over-year change of -0.5%. This indicates that home prices in Overland, MO are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $135,000 | -0.6% |
| Single Family | $135,000 | -0.7% |
| Condos | $119,000 | -3.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $80,000 | 0.0% |
2 Bed | $119,000 | -0.8% |
3 Bed | $157,000 | 0.0% |
4 Bed | $178,000 | 1.1% |
| 5 Bed | $198,000 | -0.5% |
% of Housing Stock
Rental Trends — Overland, MO
As of July '25, Rentcast reports the average rent in Overland, MO is $1,270, with a year-over-year rent change of 0.8%. Per bedroom, the median rent as of July '25 in Overland, MO is studios: $725, 1-bedrooms: $856, 2-bedrooms: $1,130, 3-bedrooms: $1,710, 4-bedrooms: $1,780. The most common rental property sizes in Overland, MO are 2-bedroom and 3-bedroom, accounting for 60.1% and 20.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,180 | $1,270 |
| Studio Rent | $725 | $725 |
| 1 Bed Rent | $850 | $856 |
| 2 Bed Rent | $1,150 | $1,130 |
| 3 Bed Rent | $1,500 | $1,710 |
| 4 Bed Rent | $1,800 | $1,780 |
% of Rental Stock
Property Listings — Overland, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Overland, MO is 33. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $158,000 | -3.0% |
Listing Count | 104 | 13.0% |
| Listings as % of Homes | 0.5% | 13.0% |
Days on Market | 33 | 34.0% |
Demographics — Overland, MO
As of the latest ACS Survey released in 2023, Overland, MO has a population of 33,700, which has decreased by -5.0% over the past 5 years. Overland, MO is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 20.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,700 | -5.0% |
% Under 18 | 22.2% | 0.9% |
% Seniors | 14.3% | 19.2% |
% WFH | 11.2% | 286.2% |
% w/ College Degree | 20.9% | 20.1% |
As of the latest ACS Survey released in 2023, Overland, MO is a predominantly white area, with 50.2% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Overland, MO is black, making up 30.2% of the population. Foreign-born residents account for 8.9% of the population in Overland, MO, and this percentage has decreased by 24.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.2% | -7.7% |
% Black | 30.2% | 9.0% |
% Hispanic | 11.4% | -6.6% |
% Asian | 2.2% | 10.0% |
% Foreign Born | 8.9% | -24.6% |
Mortgage and Risk — Overland, MO
According to HUD data as of 2023, there were 481 mortgage originations in Overland, MO, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Overland, MO. Investor activity is low, as 9.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 481 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 9.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Overland, MO
As of 2024, the percent of homes in Overland, MO under the Section 8 program is 7.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Overland, MO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 527 |
Total Units Section 8 | 452 |
% Rentals under Section 8 | 7.4% |
% Occupied Section 8 | 80.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $850 | $990 |
| 2 Bedroom | $70 | $1,150 | $1,220 |
| 3 Bedroom | $80 | $1,500 | $1,580 |
| 4 Bedroom | $10 | $1,800 | $1,810 |
Affordability — Overland, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $135,000 |
| Median Household Income | $52,000 |