Berkeley, MO—63134
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Berkeley, MO
As of Oct '25, the median home price in Berkeley, MO is $111,000, with a year-over-year change of 2.7%. This indicates that home prices in Berkeley, MO are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $111,000 | 2.7% |
| Single Family | $111,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $95,000 | 4.4% |
3 Bed | $118,000 | 1.7% |
4 Bed | $140,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Berkeley, MO
As of July '25, Rentcast reports the average rent in Berkeley, MO is $1,290, with a year-over-year rent change of 5.7%. Per bedroom, the median rent as of July '25 in Berkeley, MO is 2-bedrooms: $1,080, 3-bedrooms: $1,380, 4-bedrooms: $1,470. The most common rental property sizes in Berkeley, MO are 2-bedroom and 3-bedroom, accounting for 50.5% and 39.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,290 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,050 | $1,080 |
| 3 Bed Rent | $1,400 | $1,380 |
| 4 Bed Rent | $1,500 | $1,470 |
% of Rental Stock
Property Listings — Berkeley, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Berkeley, MO is 36. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $98,200 | -13.0% |
Listing Count | 44 | 22.0% |
| Listings as % of Homes | 0.7% | 22.0% |
Days on Market | 36 | 0.0% |
Demographics — Berkeley, MO
As of the latest ACS Survey released in 2023, Berkeley, MO has a population of 13,500, which has remained stable by -0.5% over the past 5 years. Berkeley, MO is a popular place for families, as children make up 34.0% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,500 | -0.5% |
% Under 18 | 34.0% | 23.2% |
% Seniors | 9.9% | -8.3% |
% WFH | 15.2% | 484.6% |
% w/ College Degree | 17.1% | 27.6% |
As of the latest ACS Survey released in 2023, Berkeley, MO is a predominantly black area, with 65.8% of the population identifying as black. The black population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Berkeley, MO is white, making up 16.8% of the population. Foreign-born residents account for 6.4% of the population in Berkeley, MO, and this percentage has increased by 56.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 16.8% | -35.1% |
% Black | 65.8% | -0.9% |
% Hispanic | 12.6% | 152.0% |
% Asian | 0.3% | -25.0% |
% Foreign Born | 6.4% | 56.1% |
Mortgage and Risk — Berkeley, MO
According to HUD data as of 2023, there were 204 mortgage originations in Berkeley, MO, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Berkeley, MO. Investor activity is low, as 15.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 204 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 15.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Berkeley, MO
Berkeley, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 461 |
Total Units Section 8 | 439 |
% Rentals under Section 8 | 17.6% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,050 |
| 2 Bedroom | $250 | $1,050 | $1,300 |
| 3 Bedroom | $280 | $1,400 | $1,680 |
| 4 Bedroom | $430 | $1,500 | $1,930 |
Affordability — Berkeley, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $111,000 |
| Median Household Income | $42,200 |