Raymore, MO64083

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$346,000
4.8% YoY Growth
Median Household Income
$99,600
25.8% 5-Year Growth
Days on Market
71
27.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,950
2.6% YoY Growth
1-Bed Rent
$1,340
28.8% YoY Growth
2-Bed Rent
$1,600
12.2% YoY Growth
3-Bed Rent
$1,980
1.6% YoY Growth

Property Listings — Raymore, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Raymore, MO is 71. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$418,0007.0%
Listing Count
20814.0%
Listings as % of Homes1.0%14.0%
Days on Market
7127.0%
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Demographics — Raymore, MO

As of the latest ACS Survey released in 2023, Raymore, MO has a population of 25,500, which has increased by 11.8% over the past 5 years. Raymore, MO is a popular place for families, as children make up 25.3% of the population. The area has a moderately educated workforce, with 36.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,50011.8%
% Under 18
25.3%0.0%
% Seniors
18.1%7.1%
% WFH
14.0%185.7%
% w/ College Degree
36.8%-1.3%
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As of the latest ACS Survey released in 2023, Raymore, MO is a predominantly white area, with 77.6% of the population identifying as white. The white population has shrunk by 6.8% in the last 5 years. The second most common race or ethnicity in Raymore, MO is black, making up 8.6% of the population. Foreign-born residents account for 2.1% of the population in Raymore, MO, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.6%-6.8%
% Black
8.6%-7.5%
% Hispanic
6.4%77.8%
% Asian
1.1%22.2%
% Foreign Born
2.1%0.0%
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Mortgage and Risk — Raymore, MO

According to HUD data as of 2023, there were 554 mortgage originations in Raymore, MO, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Raymore, MO. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
554
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Raymore, MO

As of 2024, the percent of homes in Raymore, MO under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Raymore, MO, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
174
Total Units Section 8
174
% Rentals under Section 8
6.9%
% Occupied Section 8
76.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$10$1,340$1,350
2 Bedroom-$60$1,600$1,540
3 Bedroom$30$1,980$2,010
4 Bedroom$120$2,260$2,380

Affordability — Raymore, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$346,000
Median Household Income$99,600

Raymore, MO — ZIP Code Boundary Map

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Frequently Asked Questions