Gardner, KS—66030
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gardner, KS
As of Oct '25, the median home price in Gardner, KS is $342,000, with a year-over-year change of 2.6%. This indicates that home prices in Gardner, KS are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $342,000 | 2.7% |
| Single Family | $342,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $241,000 | 1.7% |
3 Bed | $322,000 | 3.2% |
4 Bed | $384,000 | 2.7% |
| 5 Bed | $467,000 | 3.1% |
% of Housing Stock
Rental Trends — Gardner, KS
As of July '25, Rentcast reports the average rent in Gardner, KS is $2,000, with a year-over-year rent change of 9.3%. Per bedroom, the median rent as of July '25 in Gardner, KS is studios: $1,280, 1-bedrooms: $1,030, 2-bedrooms: $1,340, 3-bedrooms: $2,000, 4-bedrooms: $2,360. The most common rental property sizes in Gardner, KS are 2-bedroom and 3-bedroom, accounting for 39.5% and 34.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,120 | $2,000 |
| Studio Rent | $1,280 | $1,280 |
| 1 Bed Rent | $1,030 | $1,030 |
| 2 Bed Rent | $1,450 | $1,340 |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | $2,300 | $2,360 |
% of Rental Stock
Property Listings — Gardner, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Gardner, KS is 47. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $390,000 | -11.0% |
Listing Count | 105 | -11.0% |
| Listings as % of Homes | 1.0% | -11.0% |
Days on Market | 47 | -35.0% |
Demographics — Gardner, KS
As of the latest ACS Survey released in 2023, Gardner, KS has a population of 26,000, which has increased by 10.3% over the past 5 years. Gardner, KS is a popular place for families, as children make up 30.2% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,000 | 10.3% |
% Under 18 | 30.2% | -7.4% |
% Seniors | 9.4% | 11.9% |
% WFH | 13.4% | 306.1% |
% w/ College Degree | 33.8% | 0.3% |
As of the latest ACS Survey released in 2023, Gardner, KS is a predominantly white area, with 78.1% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Gardner, KS is hispanic, making up 9.0% of the population. Foreign-born residents account for 5.5% of the population in Gardner, KS, and this percentage has increased by 48.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.1% | -6.5% |
% Black | 6.6% | 144.4% |
% Hispanic | 9.0% | 30.4% |
% Asian | 1.4% | -39.1% |
% Foreign Born | 5.5% | 48.6% |
Mortgage and Risk — Gardner, KS
According to HUD data as of 2023, there were 445 mortgage originations in Gardner, KS, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Gardner, KS. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 445 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Gardner, KS
As of 2024, the percent of homes in Gardner, KS under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Gardner, KS, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 196 |
Total Units Section 8 | 196 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 90.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $270 | $1,030 | $1,300 |
| 2 Bedroom | $30 | $1,450 | $1,480 |
| 3 Bedroom | -$70 | $2,000 | $1,930 |
| 4 Bedroom | -$20 | $2,300 | $2,280 |
Affordability — Gardner, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $342,000 |
| Median Household Income | $93,900 |