Cedar Hill, TX75104

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$306,000
4.3% YoY Growth
Median Household Income
$91,100
28.4% 5-Year Growth
Days on Market
67
15.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$2,050
2.9% YoY Growth
1-Bed Rent
$1,450
5.9% YoY Growth
2-Bed Rent
$1,800
1.7% YoY Growth
3-Bed Rent
$2,080
3.7% YoY Growth

Property Listings — Cedar Hill, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Cedar Hill, TX is 67. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$399,000-7.0%
Listing Count
23526.0%
Listings as % of Homes0.6%26.0%
Days on Market
6715.0%
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Demographics — Cedar Hill, TX

As of the latest ACS Survey released in 2023, Cedar Hill, TX has a population of 49,400, which has remained stable by 0.2% over the past 5 years. Cedar Hill, TX is a popular place for families, as children make up 27.6% of the population. The area has a moderately educated workforce, with 31.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
49,4000.2%
% Under 18
27.6%-5.5%
% Seniors
10.6%16.5%
% WFH
15.4%294.9%
% w/ College Degree
31.4%5.0%
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As of the latest ACS Survey released in 2023, Cedar Hill, TX is a predominantly black area, with 50.8% of the population identifying as black. The black population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Cedar Hill, TX is hispanic, making up 27.7% of the population. Foreign-born residents account for 11.7% of the population in Cedar Hill, TX, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
16.2%-7.4%
% Black
50.8%-5.9%
% Hispanic
27.7%21.5%
% Asian
1.8%-37.9%
% Foreign Born
11.7%8.3%
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Mortgage and Risk — Cedar Hill, TX

According to HUD data as of 2023, there were 126 mortgage originations in Cedar Hill, TX, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Cedar Hill, TX. Investor activity is low, as 6.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
126
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Cedar Hill, TX

As of 2024, the percent of homes in Cedar Hill, TX under the Section 8 program is 12.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cedar Hill, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
687
Total Units Section 8
687
% Rentals under Section 8
12.6%
% Occupied Section 8
80.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$490$1,450$1,940
2 Bedroom$480$1,800$2,280
3 Bedroom$780$2,080$2,860
4 Bedroom$1,170$2,500$3,670

Affordability — Cedar Hill, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$306,000
Median Household Income$91,100

Cedar Hill, TX — ZIP Code Boundary Map

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Frequently Asked Questions