Tyler, TX—75707
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tyler, TX
As of Oct '25, the median home price in Tyler, TX is $306,000, with a year-over-year change of 0.6%. This indicates that home prices in Tyler, TX are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $306,000 | 0.6% |
| Single Family | $306,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $201,000 | 1.0% |
3 Bed | $305,000 | 0.3% |
4 Bed | $420,000 | 1.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tyler, TX
As of July '25, Rentcast reports the average rent in Tyler, TX is $1,840, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Tyler, TX is studios: $900, 1-bedrooms: $1,030, 2-bedrooms: $1,470, 3-bedrooms: $1,830, 4-bedrooms: $2,870. The most common rental property sizes in Tyler, TX are 3-bedroom and 2-bedroom, accounting for 33.6% and 31.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,840 |
| Studio Rent | $900 | $900 |
| 1 Bed Rent | $1,050 | $1,030 |
| 2 Bed Rent | $1,440 | $1,470 |
| 3 Bed Rent | $1,900 | $1,830 |
| 4 Bed Rent | $2,900 | $2,870 |
% of Rental Stock
Property Listings — Tyler, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Tyler, TX is 64. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $386,000 | -3.0% |
Listing Count | 102 | 16.0% |
| Listings as % of Homes | 0.6% | 16.0% |
Days on Market | 64 | -9.0% |
Demographics — Tyler, TX
As of the latest ACS Survey released in 2023, Tyler, TX has a population of 16,400, which has increased by 15.5% over the past 5 years. Tyler, TX is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,400 | 15.5% |
% Under 18 | 21.2% | -11.3% |
% Seniors | 21.8% | 8.5% |
% WFH | 10.0% | 212.5% |
% w/ College Degree | 34.3% | 2.1% |
As of the latest ACS Survey released in 2023, Tyler, TX is a predominantly white area, with 71.6% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Tyler, TX is hispanic, making up 14.4% of the population. Foreign-born residents account for 5.5% of the population in Tyler, TX, and this percentage has decreased by 9.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.6% | -8.8% |
% Black | 9.6% | 45.5% |
% Hispanic | 14.4% | 33.3% |
% Asian | 2.1% | -34.4% |
% Foreign Born | 5.5% | -9.8% |
Mortgage and Risk — Tyler, TX
According to HUD data as of 2023, there were 261 mortgage originations in Tyler, TX, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Tyler, TX. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 261 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Tyler, TX
As of 2024, the percent of homes in Tyler, TX under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Tyler, TX, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,050 | $1,280 |
| 2 Bedroom | $130 | $1,440 | $1,570 |
| 3 Bedroom | $190 | $1,900 | $2,090 |
| 4 Bedroom | -$530 | $2,900 | $2,370 |
Affordability — Tyler, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $306,000 |
| Median Household Income | $85,400 |