River Oaks, TX—76114
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — River Oaks, TX
As of Oct '25, the median home price in River Oaks, TX is $226,000, with a year-over-year change of -4.1%. This indicates that home prices in River Oaks, TX are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $226,000 | -4.1% |
| Single Family | $227,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $158,000 | -8.7% |
2 Bed | $188,000 | -4.6% |
3 Bed | $228,000 | -3.8% |
4 Bed | $334,000 | -2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — River Oaks, TX
As of July '25, Rentcast reports the average rent in River Oaks, TX is $1,720, with a year-over-year rent change of -13.6%. Per bedroom, the median rent as of July '25 in River Oaks, TX is studios: $1,260, 1-bedrooms: $1,430, 2-bedrooms: $1,820, 3-bedrooms: $2,060, 4-bedrooms: $2,590. The most common rental property sizes in River Oaks, TX are 2-bedroom and 3-bedroom, accounting for 41.7% and 27.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,690 | $1,720 |
| Studio Rent | $1,250 | $1,260 |
| 1 Bed Rent | $1,500 | $1,430 |
| 2 Bed Rent | $1,850 | $1,820 |
| 3 Bed Rent | $1,900 | $2,060 |
| 4 Bed Rent | $2,500 | $2,590 |
% of Rental Stock
Property Listings — River Oaks, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in River Oaks, TX is 77. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 5.0% |
Listing Count | 128 | -4.0% |
| Listings as % of Homes | 0.8% | -4.0% |
Days on Market | 77 | 32.0% |
Demographics — River Oaks, TX
As of the latest ACS Survey released in 2023, River Oaks, TX has a population of 26,700, which has increased by 4.9% over the past 5 years. River Oaks, TX is a popular place for families, as children make up 25.6% of the population. The area has a poorly educated workforce, with 17.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,700 | 4.9% |
% Under 18 | 25.6% | 0.0% |
% Seniors | 12.7% | 12.4% |
% WFH | 11.2% | 387.0% |
% w/ College Degree | 17.9% | 43.2% |
As of the latest ACS Survey released in 2023, River Oaks, TX is a predominantly hispanic area, with 60.7% of the population identifying as hispanic. The hispanic population has grown by 15.6% in the last 5 years. The second most common race or ethnicity in River Oaks, TX is white, making up 34.7% of the population. Foreign-born residents account for 17.2% of the population in River Oaks, TX, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 34.7% | -20.2% |
% Black | 2.6% | 4.0% |
% Hispanic | 60.7% | 15.6% |
% Asian | 0.6% | -14.3% |
% Foreign Born | 17.2% | 0.0% |
Mortgage and Risk — River Oaks, TX
According to HUD data as of 2023, there were 336 mortgage originations in River Oaks, TX, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in River Oaks, TX. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 336 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — River Oaks, TX
As of 2024, the percent of homes in River Oaks, TX under the Section 8 program is 5.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in River Oaks, TX, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 249 |
Total Units Section 8 | 249 |
% Rentals under Section 8 | 5.6% |
% Occupied Section 8 | 83.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$270 | $1,500 | $1,230 |
| 2 Bedroom | -$410 | $1,850 | $1,440 |
| 3 Bedroom | $10 | $1,900 | $1,910 |
| 4 Bedroom | -$180 | $2,500 | $2,320 |
Affordability — River Oaks, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $226,000 |
| Median Household Income | $61,100 |