Krum, TX—76249
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Krum, TX
As of Oct '25, the median home price in Krum, TX is $349,000, with a year-over-year change of -3.8%. This indicates that home prices in Krum, TX are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $349,000 | -3.8% |
| Single Family | $349,000 | -3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $306,000 | -5.0% |
4 Bed | $383,000 | -3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Krum, TX
As of July '25, Rentcast reports the average rent in Krum, TX is $1,900, with a year-over-year rent change of -12.0%. Per bedroom, the median rent as of July '25 in Krum, TX is 1-bedrooms: $1,050, 2-bedrooms: $1,590, 3-bedrooms: $1,930, 4-bedrooms: $2,290. The most common rental property sizes in Krum, TX are 3-bedroom and 2-bedroom, accounting for 42.3% and 20.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,180 | $1,050 |
| 2 Bed Rent | $1,510 | $1,590 |
| 3 Bed Rent | $2,000 | $1,930 |
| 4 Bed Rent | $2,400 | $2,290 |
% of Rental Stock
Property Listings — Krum, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Krum, TX is 75. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $401,000 | 3.0% |
Listing Count | 88 | 23.0% |
| Listings as % of Homes | 1.9% | 23.0% |
Days on Market | 75 | 12.0% |
Demographics — Krum, TX
As of the latest ACS Survey released in 2023, Krum, TX has a population of 10,100, which has increased by 17.8% over the past 5 years. Krum, TX is a moderately popular place for families, as children make up 24.7% of the population. The area has a moderately educated workforce, with 32.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,100 | 17.8% |
% Under 18 | 24.7% | -3.5% |
% Seniors | 14.5% | 15.1% |
% WFH | 14.8% | 322.9% |
% w/ College Degree | 32.8% | 1.5% |
As of the latest ACS Survey released in 2023, Krum, TX is a predominantly white area, with 79.3% of the population identifying as white. The white population has grown by 4.8% in the last 5 years. The second most common race or ethnicity in Krum, TX is hispanic, making up 14.8% of the population. Foreign-born residents account for 7.9% of the population in Krum, TX, and this percentage has increased by 3.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.3% | 4.8% |
% Black | 0.8% | -11.1% |
% Hispanic | 14.8% | -24.5% |
% Asian | 1.5% | 200.0% |
% Foreign Born | 7.9% | 3.9% |
Mortgage and Risk — Krum, TX
According to HUD data as of 2023, there were 387 mortgage originations in Krum, TX, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Krum, TX. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 387 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Krum, TX
As of 2024, the percent of homes in Krum, TX under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Krum, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $460 | $1,180 | $1,640 |
| 2 Bedroom | $410 | $1,510 | $1,920 |
| 3 Bedroom | $410 | $2,000 | $2,410 |
| 4 Bedroom | $690 | $2,400 | $3,090 |
Affordability — Krum, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $349,000 |
| Median Household Income | $111,000 |