View in Interactive Map

Castle Rock, CO—80109

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$645,000
2.3% YoY Growth
Household Income
$148,000
19.9% YoY Growth
Days on Market
76
12.0% Longer YoY
Home Price Forecast
-0.9%
Median Rent
$2,930
4.9% YoY Growth
1-Bed Rent
$1,710
31.9% YoY Growth
2-Bed Rent
$2,600
20.7% YoY Growth
3-Bed Rent
$2,900
4.6% YoY Growth

Other Zip Codes in Castle Rock, CO

80104
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Castle Rock, CO

As of Dec '25, the median home price in Castle Rock, CO is $645,000, with a year-over-year change of -2.3%. This indicates that home prices in Castle Rock, CO are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$645,000-2.3%
Single Family $646,000-2.4%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$549,000-2.7%
    3 Bed
    		$569,000-2.2%
    4 Bed
    		$674,000-2.5%
    5 Bed $796,954-3.0%
    Loading chart...

    % of Housing Stock

    Studio
    0.5%
    1 Bedroom
    3.8%
    2 Bedrooms
    10.4%
    3 Bedrooms
    37.9%
    4 Bedrooms
    27.0%
    5+ Bedrooms
    20.3%

    Rental Trends — Castle Rock, CO

    As of July '25, Rentcast reports the average rent in Castle Rock, CO is $2,940, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Castle Rock, CO is studios: $2,000, 1-bedrooms: $1,730, 2-bedrooms: $2,650, 3-bedrooms: $2,880, 4-bedrooms: $3,430. The most common rental property sizes in Castle Rock, CO are 3-bedroom and 2-bedroom, accounting for 35.6% and 27.3% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,930$2,940
    Studio Rent $800$2,000
    1 Bed Rent $1,710$1,730
    2 Bed Rent $2,600$2,650
    3 Bed Rent $2,900$2,880
    4 Bed Rent $3,400$3,430
    Loading chart...

    % of Rental Stock

    Studio
    2.5%
    1 Bedroom
    18.8%
    2 Bedrooms
    27.3%
    3 Bedrooms
    35.6%
    4 Bedrooms
    8.8%
    5+ Bedrooms
    7.0%

    Property Listings — Castle Rock, CO

    As of Dec '25, Realtor.com reports that the median days on market for a home in Castle Rock, CO is 65. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$686,0004.0%
    Listing Count
    		10844.0%
    Listings as % of Homes0.7%44.0%
    Days on Market
    		7612.0%
    Loading chart...

    Demographics — Castle Rock, CO

    As of the latest ACS Survey released in 2023, Castle Rock, CO has a population of 27,800, which has increased by 22.3% over the past 5 years. Castle Rock, CO is a popular place for families, as children make up 27.5% of the population. The area has a highly educated workforce, with 56.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		27,80022.3%
    % Under 18
    		27.5%-9.5%
    % Seniors
    		8.7%-10.3%
    % WFH
    		26.5%167.7%
    % w/ College Degree
    		56.6%1.3%
    Loading chart...

    As of the latest ACS Survey released in 2023, Castle Rock, CO is a predominantly white area, with 79.7% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Castle Rock, CO is hispanic, making up 12.0% of the population. Foreign-born residents account for 6.1% of the population in Castle Rock, CO, and this percentage has increased by 13.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		79.7%-3.7%
    % Black
    		1.1%-26.7%
    % Hispanic
    		12.0%11.1%
    % Asian
    		2.5%19.0%
    % Foreign Born
    		6.1%13.0%
    Loading chart...

    Mortgage and Risk — Castle Rock, CO

    According to HUD data as of 2023, there were 805 mortgage originations in Castle Rock, CO, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Castle Rock, CO. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		805
    % Conventional Loans
    		87.0%
    % Government Loans
    		13.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		8.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Castle Rock, CO

    As of 2024, the percent of homes in Castle Rock, CO under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Castle Rock, CO, because HUD payments exceed market rent, while 2-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		23
    Total Units Section 8
    		23
    % Rentals under Section 8
    		1.4%
    % Occupied Section 8
    		77.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$450$1,710$2,160
    2 Bedroom-$20$2,600$2,580
    3 Bedroom$470$2,900$3,370
    4 Bedroom$370$3,400$3,770

    Affordability — Castle Rock, CO

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.4
    Median Home Price$645,000
    Median Household Income$148,000

    Castle Rock, CO — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Castle Pines, CO

    80108

    Castle Rock, CO

    80104

    Louviers

    80131

    Highlands Ranch, CO

    80130

    Lone Tree, CO

    80124

    Frequently Asked Questions