Golden, CO—80401
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Golden, CO
Home Price Trends — Golden, CO
As of Oct '25, the median home price in Golden, CO is $821,000, with a year-over-year change of -0.2%. This indicates that home prices in Golden, CO are flat. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $821,000 | -0.2% |
| Single Family | $869,000 | 0.0% |
| Condos | $375,000 | -5.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $369,000 | -4.9% |
2 Bed | $492,000 | -2.0% |
3 Bed | $738,000 | -0.9% |
4 Bed | $1,006,000 | 1.2% |
| 5 Bed | $1,162,000 | 1.8% |
% of Housing Stock
Rental Trends — Golden, CO
As of July '25, Rentcast reports the average rent in Golden, CO is $2,460, with a year-over-year rent change of -3.1%. Per bedroom, the median rent as of July '25 in Golden, CO is studios: $2,040, 1-bedrooms: $1,740, 2-bedrooms: $2,260, 3-bedrooms: $2,890, 4-bedrooms: $4,240. The most common rental property sizes in Golden, CO are 2-bedroom and 1-bedroom, accounting for 36.9% and 31.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,460 |
| Studio Rent | $1,200 | $2,040 |
| 1 Bed Rent | $1,730 | $1,740 |
| 2 Bed Rent | $2,100 | $2,260 |
| 3 Bed Rent | $2,700 | $2,890 |
| 4 Bed Rent | $3,650 | $4,240 |
% of Rental Stock
Property Listings — Golden, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Golden, CO is 56. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $920,000 | 0.0% |
Listing Count | 201 | 29.0% |
| Listings as % of Homes | 0.4% | 29.0% |
Days on Market | 56 | 9.0% |
Demographics — Golden, CO
As of the latest ACS Survey released in 2023, Golden, CO has a population of 43,400, which has increased by 3.0% over the past 5 years. Golden, CO is a moderately popular place for families, as children make up 17.2% of the population. The area has a highly educated workforce, with 56.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 43,400 | 3.0% |
% Under 18 | 17.2% | 1.2% |
% Seniors | 16.0% | 4.6% |
% WFH | 27.9% | 168.3% |
% w/ College Degree | 56.9% | 3.5% |
As of the latest ACS Survey released in 2023, Golden, CO is a predominantly white area, with 80.0% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Golden, CO is hispanic, making up 9.4% of the population. Foreign-born residents account for 5.3% of the population in Golden, CO, and this percentage has decreased by 23.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.0% | -5.0% |
% Black | 1.2% | 0.0% |
% Hispanic | 9.4% | 4.4% |
% Asian | 3.3% | 0.0% |
% Foreign Born | 5.3% | -23.2% |
Mortgage and Risk — Golden, CO
According to HUD data as of 2023, there were 343 mortgage originations in Golden, CO, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Golden, CO. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 343 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 6.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Golden, CO
As of 2024, the percent of homes in Golden, CO under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Golden, CO, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 310 |
Total Units Section 8 | 310 |
% Rentals under Section 8 | 5.5% |
% Occupied Section 8 | 83.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $1,730 | $1,760 |
| 2 Bedroom | $0 | $2,100 | $2,100 |
| 3 Bedroom | $40 | $2,700 | $2,740 |
| 4 Bedroom | -$580 | $3,650 | $3,070 |
Affordability — Golden, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $821,000 |
| Median Household Income | $112,000 |