Divide, CO—80814
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Divide, CO
As of Oct '25, the median home price in Divide, CO is $509,000, with a year-over-year change of -0.7%. This indicates that home prices in Divide, CO are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $509,000 | -0.7% |
| Single Family | $510,000 | -1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $311,000 | -4.6% |
2 Bed | $402,000 | -2.7% |
3 Bed | $515,000 | -1.7% |
4 Bed | $643,000 | -0.8% |
| 5 Bed | $783,000 | -1.6% |
% of Housing Stock
Rental Trends — Divide, CO
As of July '25, Rentcast reports the average rent in Divide, CO is $2,500, with a year-over-year rent change of 13.1%. Per bedroom, the median rent as of July '25 in Divide, CO is 1-bedrooms: $1,120, 3-bedrooms: $2,400. The most common rental property sizes in Divide, CO are 3-bedroom and 2-bedroom, accounting for 49.4% and 42.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,120 | $1,120 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Divide, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Divide, CO is 90. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $551,000 | -11.0% |
Listing Count | 72 | 8.0% |
| Listings as % of Homes | 0.9% | 8.0% |
Days on Market | 90 | -4.0% |
Demographics — Divide, CO
As of the latest ACS Survey released in 2023, Divide, CO has a population of 4,040, which has increased by 18.0% over the past 5 years. Divide, CO is a less popular place for families, as children make up 7.5% of the population. The area has a moderately educated workforce, with 38.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,040 | 18.0% |
% Under 18 | 7.5% | -60.5% |
% Seniors | 29.3% | 38.9% |
% WFH | 17.6% | 282.6% |
% w/ College Degree | 38.4% | 7.0% |
As of the latest ACS Survey released in 2023, Divide, CO is a predominantly white area, with 80.6% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Divide, CO is hispanic, making up 12.1% of the population. Foreign-born residents account for 1.0% of the population in Divide, CO, and this percentage has decreased by 82.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.6% | -10.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 12.1% | 51.2% |
% Asian | 0.5% | -61.5% |
% Foreign Born | 1.0% | -82.5% |
Mortgage and Risk — Divide, CO
According to HUD data as of 2023, there were 212 mortgage originations in Divide, CO, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Divide, CO. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 212 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Divide, CO
Divide, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $1,120 | $1,330 |
| 2 Bedroom | N/A | N/A | $1,470 |
| 3 Bedroom | -$340 | $2,400 | $2,060 |
| 4 Bedroom | N/A | N/A | $2,470 |
Affordability — Divide, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.2 |
| Median Home Price | $509,000 |
| Median Household Income | $67,900 |