Caldwell, ID—83607
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Caldwell, ID
Home Price Trends — Caldwell, ID
As of Oct '25, the median home price in Caldwell, ID is $439,000, with a year-over-year change of -1.2%. This indicates that home prices in Caldwell, ID are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $439,000 | -1.2% |
| Single Family | $439,000 | -1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $436,000 | -0.9% |
3 Bed | $394,000 | -1.5% |
4 Bed | $487,000 | -0.4% |
| 5 Bed | $664,000 | 0.9% |
% of Housing Stock
Rental Trends — Caldwell, ID
As of July '25, Rentcast reports the average rent in Caldwell, ID is $2,030, with a year-over-year rent change of 1.5%. Per bedroom, the median rent as of July '25 in Caldwell, ID is 1-bedrooms: $1,460, 2-bedrooms: $1,630, 3-bedrooms: $1,960, 4-bedrooms: $2,680. The most common rental property sizes in Caldwell, ID are 3-bedroom and 2-bedroom, accounting for 58.6% and 16.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $2,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,460 |
| 2 Bed Rent | $1,510 | $1,630 |
| 3 Bed Rent | $1,950 | $1,960 |
| 4 Bed Rent | $2,300 | $2,680 |
% of Rental Stock
Property Listings — Caldwell, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Caldwell, ID is 58. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $598,000 | -1.0% |
Listing Count | 212 | -14.0% |
| Listings as % of Homes | 1.8% | -14.0% |
Days on Market | 58 | -2.0% |
Demographics — Caldwell, ID
As of the latest ACS Survey released in 2023, Caldwell, ID has a population of 33,800, which has increased by 37.2% over the past 5 years. Caldwell, ID is a popular place for families, as children make up 28.8% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,800 | 37.2% |
% Under 18 | 28.8% | -2.0% |
% Seniors | 14.4% | -3.4% |
% WFH | 13.4% | 42.6% |
% w/ College Degree | 23.2% | 36.5% |
As of the latest ACS Survey released in 2023, Caldwell, ID is a predominantly white area, with 68.6% of the population identifying as white. The white population has shrunk by 6.9% in the last 5 years. The second most common race or ethnicity in Caldwell, ID is hispanic, making up 25.2% of the population. Foreign-born residents account for 8.4% of the population in Caldwell, ID, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.6% | -6.9% |
% Black | 0.1% | 0.0% |
% Hispanic | 25.2% | 17.2% |
% Asian | 1.5% | 7.1% |
% Foreign Born | 8.4% | 40.0% |
Mortgage and Risk — Caldwell, ID
According to HUD data as of 2023, there were 1319 mortgage originations in Caldwell, ID, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Caldwell, ID. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,319 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Caldwell, ID
As of 2024, the percent of homes in Caldwell, ID under the Section 8 program is 3.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Caldwell, ID, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 76 |
Total Units Section 8 | 76 |
% Rentals under Section 8 | 3.8% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $120 | $1,400 | $1,520 |
| 2 Bedroom | $320 | $1,510 | $1,830 |
| 3 Bedroom | $610 | $1,950 | $2,560 |
| 4 Bedroom | $760 | $2,300 | $3,060 |
Affordability — Caldwell, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $439,000 |
| Median Household Income | $80,200 |