Nampa, ID—83651
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Nampa, ID
As of Oct '25, the median home price in Nampa, ID is $370,000, with a year-over-year change of -1.6%. This indicates that home prices in Nampa, ID are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $370,000 | -1.6% |
| Single Family | $370,000 | -1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $244,000 | 1.2% |
2 Bed | $287,000 | -1.4% |
3 Bed | $362,000 | -1.6% |
4 Bed | $419,000 | -0.9% |
| 5 Bed | $471,000 | 0.2% |
% of Housing Stock
Rental Trends — Nampa, ID
As of July '25, Rentcast reports the average rent in Nampa, ID is $1,630, with a year-over-year rent change of 7.9%. Per bedroom, the median rent as of July '25 in Nampa, ID is studios: $675, 1-bedrooms: $1,160, 2-bedrooms: $1,400, 3-bedrooms: $2,000, 4-bedrooms: $2,340. The most common rental property sizes in Nampa, ID are 2-bedroom and 3-bedroom, accounting for 36.3% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,630 |
| Studio Rent | $250 | $675 |
| 1 Bed Rent | $1,120 | $1,160 |
| 2 Bed Rent | $1,350 | $1,400 |
| 3 Bed Rent | $1,900 | $2,000 |
| 4 Bed Rent | $2,300 | $2,340 |
% of Rental Stock
Property Listings — Nampa, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Nampa, ID is 49. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $404,000 | 3.0% |
Listing Count | 159 | 17.0% |
| Listings as % of Homes | 1.2% | 17.0% |
Days on Market | 49 | 5.0% |
Demographics — Nampa, ID
As of the latest ACS Survey released in 2023, Nampa, ID has a population of 37,000, which has increased by 7.7% over the past 5 years. Nampa, ID is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,000 | 7.7% |
% Under 18 | 24.4% | -16.4% |
% Seniors | 18.0% | 32.4% |
% WFH | 10.2% | 131.8% |
% w/ College Degree | 21.8% | 36.3% |
As of the latest ACS Survey released in 2023, Nampa, ID is a predominantly white area, with 70.2% of the population identifying as white. The white population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Nampa, ID is hispanic, making up 24.2% of the population. Foreign-born residents account for 8.1% of the population in Nampa, ID, and this percentage has decreased by 20.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.2% | 3.8% |
% Black | 0.3% | 50.0% |
% Hispanic | 24.2% | -14.8% |
% Asian | 0.9% | -10.0% |
% Foreign Born | 8.1% | -20.6% |
Mortgage and Risk — Nampa, ID
According to HUD data as of 2023, there were 913 mortgage originations in Nampa, ID, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Nampa, ID. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 913 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Nampa, ID
As of 2024, the percent of homes in Nampa, ID under the Section 8 program is 7.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Nampa, ID, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 265 |
Total Units Section 8 | 265 |
% Rentals under Section 8 | 7.4% |
% Occupied Section 8 | 98.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $1,120 | $1,470 |
| 2 Bedroom | $410 | $1,350 | $1,760 |
| 3 Bedroom | $570 | $1,900 | $2,470 |
| 4 Bedroom | $650 | $2,300 | $2,950 |
Affordability — Nampa, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $370,000 |
| Median Household Income | $66,900 |