Sun City, AZ—85351
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Sun City, AZ
Home Price Trends — Sun City, AZ
As of Oct '25, the median home price in Sun City, AZ is $276,000, with a year-over-year change of -5.9%. This indicates that home prices in Sun City, AZ are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $276,000 | -5.9% |
| Single Family | $298,000 | -5.7% |
| Condos | $195,000 | -7.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $158,000 | -8.1% |
2 Bed | $264,000 | -6.0% |
3 Bed | $339,000 | -4.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sun City, AZ
As of July '25, Rentcast reports the average rent in Sun City, AZ is $2,030, with a year-over-year rent change of -3.8%. Per bedroom, the median rent as of July '25 in Sun City, AZ is 1-bedrooms: $1,610, 2-bedrooms: $2,020, 3-bedrooms: $2,290. The most common rental property sizes in Sun City, AZ are 2-bedroom and 1-bedroom, accounting for 66.2% and 17.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,840 | $2,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,610 |
| 2 Bed Rent | $1,850 | $2,020 |
| 3 Bed Rent | $1,900 | $2,290 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sun City, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Sun City, AZ is 56. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $268,000 | -10.0% |
Listing Count | 478 | 33.0% |
| Listings as % of Homes | 1.8% | 33.0% |
Days on Market | 56 | 7.0% |
Demographics — Sun City, AZ
As of the latest ACS Survey released in 2023, Sun City, AZ has a population of 27,600, which has decreased by -5.3% over the past 5 years. Sun City, AZ is a less popular place for families, as children make up 0.5% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,600 | -5.3% |
% Under 18 | 0.5% | 25.0% |
% Seniors | 76.2% | -0.4% |
% WFH | 20.3% | 136.0% |
% w/ College Degree | 24.5% | 7.9% |
As of the latest ACS Survey released in 2023, Sun City, AZ is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Sun City, AZ is hispanic, making up 6.2% of the population. Foreign-born residents account for 5.4% of the population in Sun City, AZ, and this percentage has decreased by 5.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.9% | -4.4% |
% Black | 1.7% | -15.0% |
% Hispanic | 6.2% | 93.8% |
% Asian | 1.1% | 0.0% |
% Foreign Born | 5.4% | -5.3% |
Mortgage and Risk — Sun City, AZ
According to HUD data as of 2023, there were 1033 mortgage originations in Sun City, AZ, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Sun City, AZ. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,033 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Sun City, AZ
Sun City, AZ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 24 |
Total Units Section 8 | 24 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,300 | $1,530 |
| 2 Bedroom | -$70 | $1,850 | $1,780 |
| 3 Bedroom | $490 | $1,900 | $2,390 |
| 4 Bedroom | N/A | N/A | $2,680 |
Affordability — Sun City, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $276,000 |
| Median Household Income | $50,800 |