Yuma, AZ—85367
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yuma, AZ
As of Oct '25, the median home price in Yuma, AZ is $316,000, with a year-over-year change of 1.2%. This indicates that home prices in Yuma, AZ are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $316,000 | 1.2% |
| Single Family | $322,000 | 1.3% |
| Condos | $216,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $202,000 | 2.0% |
2 Bed | $264,000 | 0.8% |
3 Bed | $360,000 | 1.4% |
4 Bed | $424,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Yuma, AZ
As of July '25, Rentcast reports the average rent in Yuma, AZ is $1,640, with a year-over-year rent change of -0.6%. Per bedroom, the median rent as of July '25 in Yuma, AZ is studios: $1,310, 1-bedrooms: $1,050, 2-bedrooms: $1,450, 3-bedrooms: $1,890, 4-bedrooms: $2,040. The most common rental property sizes in Yuma, AZ are 2-bedroom and 3-bedroom, accounting for 34.7% and 25.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,640 |
| Studio Rent | $1,300 | $1,310 |
| 1 Bed Rent | $950 | $1,050 |
| 2 Bed Rent | $1,400 | $1,450 |
| 3 Bed Rent | $1,800 | $1,890 |
| 4 Bed Rent | $2,000 | $2,040 |
% of Rental Stock
Property Listings — Yuma, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Yuma, AZ is 58. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | -4.0% |
Listing Count | 212 | 39.0% |
| Listings as % of Homes | 0.6% | 39.0% |
Days on Market | 58 | 21.0% |
Demographics — Yuma, AZ
As of the latest ACS Survey released in 2023, Yuma, AZ has a population of 21,400, which has decreased by -5.2% over the past 5 years. Yuma, AZ is a less popular place for families, as children make up 13.4% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,400 | -5.2% |
% Under 18 | 13.4% | -2.9% |
% Seniors | 50.8% | 2.8% |
% WFH | 5.6% | 93.1% |
% w/ College Degree | 16.9% | 7.0% |
As of the latest ACS Survey released in 2023, Yuma, AZ is a predominantly white area, with 70.8% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Yuma, AZ is hispanic, making up 21.7% of the population. Foreign-born residents account for 9.6% of the population in Yuma, AZ, and this percentage has decreased by 21.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.8% | -2.7% |
% Black | 3.0% | 328.6% |
% Hispanic | 21.7% | -4.0% |
% Asian | 0.7% | -63.2% |
% Foreign Born | 9.6% | -21.3% |
Mortgage and Risk — Yuma, AZ
According to HUD data as of 2023, there were 444 mortgage originations in Yuma, AZ, of which 48.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Yuma, AZ. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 444 |
% Conventional Loans | 48.0% |
% Government Loans | 52.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Yuma, AZ
As of 2024, the percent of homes in Yuma, AZ under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Yuma, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $950 | $1,230 |
| 2 Bedroom | $220 | $1,400 | $1,620 |
| 3 Bedroom | $410 | $1,800 | $2,210 |
| 4 Bedroom | $720 | $2,000 | $2,720 |
Affordability — Yuma, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $316,000 |
| Median Household Income | $55,800 |