Sierra Vista, AZ85635

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$266,000
2.2% YoY Growth
Median Household Income
$60,800
14.0% 5-Year Growth
Days on Market
53
1.0% Longer than last year
Home Price Forecast
0.2%
Median Rent
$1,300
0.7% YoY Growth
1-Bed Rent
$969
10.3% YoY Growth
2-Bed Rent
$1,260
13.7% YoY Growth
3-Bed Rent
$1,520
2.0% YoY Growth

Other Zip Codes in Sierra Vista, AZ

Property Listings — Sierra Vista, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Sierra Vista, AZ is 53. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$275,000-8.0%
Listing Count
17533.0%
Listings as % of Homes0.8%33.0%
Days on Market
531.0%
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Demographics — Sierra Vista, AZ

As of the latest ACS Survey released in 2023, Sierra Vista, AZ has a population of 35,000, which has increased by 3.5% over the past 5 years. Sierra Vista, AZ is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
35,0003.5%
% Under 18
22.4%-5.5%
% Seniors
23.3%22.0%
% WFH
7.4%335.3%
% w/ College Degree
31.2%19.5%
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As of the latest ACS Survey released in 2023, Sierra Vista, AZ is a predominantly white area, with 58.1% of the population identifying as white. The white population has grown by 7.2% in the last 5 years. The second most common race or ethnicity in Sierra Vista, AZ is hispanic, making up 24.7% of the population. Foreign-born residents account for 10.6% of the population in Sierra Vista, AZ, and this percentage has increased by 10.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.1%7.2%
% Black
7.3%10.6%
% Hispanic
24.7%-15.4%
% Asian
4.6%24.3%
% Foreign Born
10.6%10.4%
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Mortgage and Risk — Sierra Vista, AZ

According to HUD data as of 2023, there were 688 mortgage originations in Sierra Vista, AZ, of which 45.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Sierra Vista, AZ. Investor activity is low, as 3.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
688
% Conventional Loans
45.0%
% Government Loans
55.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
21.0%

Loan Activity

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Rentals and Section 8 — Sierra Vista, AZ

As of 2024, the percent of homes in Sierra Vista, AZ under the Section 8 program is 9.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Sierra Vista, AZ, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
615
Total Units Section 8
615
% Rentals under Section 8
9.6%
% Occupied Section 8
88.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$151$969$1,120
2 Bedroom-$20$1,260$1,240
3 Bedroom$220$1,520$1,740
4 Bedroom$280$1,800$2,080

Affordability — Sierra Vista, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$266,000
Median Household Income$60,800

Sierra Vista, AZ — ZIP Code Boundary Map

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Frequently Asked Questions