Cedar Crest, NM87008

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$454,000
2.7% YoY Growth
Median Household Income
$109,000
30.6% 5-Year Growth
Days on Market
86
6.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$2,500
7.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,500
7.4% YoY Growth

Property Listings — Cedar Crest, NM

As of Oct '25, Realtor.com reports that the median days on market for a home in Cedar Crest, NM is 86. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$530,0002.0%
Listing Count
1712.0%
Listings as % of Homes0.7%12.0%
Days on Market
866.0%
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Demographics — Cedar Crest, NM

As of the latest ACS Survey released in 2023, Cedar Crest, NM has a population of 2,340, which has decreased by -8.3% over the past 5 years. Cedar Crest, NM is a moderately popular place for families, as children make up 17.4% of the population. The area has a highly educated workforce, with 53.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,340-8.3%
% Under 18
17.4%-29.3%
% Seniors
24.5%-10.9%
% WFH
12.7%296.9%
% w/ College Degree
53.2%-4.8%
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As of the latest ACS Survey released in 2023, Cedar Crest, NM is a predominantly white area, with 78.7% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Cedar Crest, NM is hispanic, making up 16.0% of the population. Foreign-born residents account for 1.8% of the population in Cedar Crest, NM, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.7%1.2%
% Black
0.0%-100.0%
% Hispanic
16.0%41.6%
% Asian
0.5%-16.7%
% Foreign Born
1.8%20.0%
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Mortgage and Risk — Cedar Crest, NM

According to HUD data as of 2023, there were 41 mortgage originations in Cedar Crest, NM, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Cedar Crest, NM. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
41
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Cedar Crest, NM

Cedar Crest, NM lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
1.8%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,400
2 BedroomN/AN/A$1,720
3 Bedroom-$90$2,500$2,410
4 BedroomN/AN/A$2,840

Affordability — Cedar Crest, NM

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$454,000
Median Household Income$109,000

Cedar Crest, NM — ZIP Code Boundary Map

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Frequently Asked Questions