Placitas, NM87043

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$650,000
0.5% YoY Growth
Median Household Income
$110,000
49.3% 5-Year Growth
Days on Market
99
33.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,300
1.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$2,400
0.4% YoY Growth
3-Bed Rent
$2,300
N/A

Property Listings — Placitas, NM

As of Oct '25, Realtor.com reports that the median days on market for a home in Placitas, NM is 99. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$770,000-4.0%
Listing Count
6926.0%
Listings as % of Homes1.5%26.0%
Days on Market
9933.0%
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Demographics — Placitas, NM

As of the latest ACS Survey released in 2023, Placitas, NM has a population of 4,380, which has decreased by -2.7% over the past 5 years. Placitas, NM is a less popular place for families, as children make up 5.5% of the population. The area has a highly educated workforce, with 60.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 32.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,380-2.7%
% Under 18
5.5%-23.6%
% Seniors
45.6%19.4%
% WFH
32.6%216.5%
% w/ College Degree
60.2%13.6%
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As of the latest ACS Survey released in 2023, Placitas, NM is a predominantly white area, with 74.2% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Placitas, NM is hispanic, making up 15.2% of the population. Foreign-born residents account for 4.8% of the population in Placitas, NM, and this percentage has decreased by 11.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.2%1.6%
% Black
0.0%N/A
% Hispanic
15.2%-29.0%
% Asian
1.5%150.0%
% Foreign Born
4.8%-11.1%
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Mortgage and Risk — Placitas, NM

According to HUD data as of 2023, there were 163 mortgage originations in Placitas, NM, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Placitas, NM. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
163
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Placitas, NM

Placitas, NM lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.5%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,470
2 Bedroom-$600$2,400$1,800
3 Bedroom$220$2,300$2,520
4 BedroomN/AN/A$2,990

Affordability — Placitas, NM

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.5
Median Home Price$650,000
Median Household Income$110,000

Placitas, NM — ZIP Code Boundary Map

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Frequently Asked Questions