Ontario, CA—91761
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ontario, CA
As of Oct '25, the median home price in Ontario, CA is $689,000, with a year-over-year change of -2.3%. This indicates that home prices in Ontario, CA are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $689,000 | -2.3% |
| Single Family | $714,000 | -2.9% |
| Condos | $591,000 | -2.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $418,000 | 1.7% |
2 Bed | $526,000 | -1.9% |
3 Bed | $647,000 | -3.0% |
4 Bed | $753,000 | -3.1% |
| 5 Bed | $879,000 | -2.8% |
% of Housing Stock
Rental Trends — Ontario, CA
As of July '25, Rentcast reports the average rent in Ontario, CA is $3,170, with a year-over-year rent change of -1.6%. Per bedroom, the median rent as of July '25 in Ontario, CA is studios: $1,470, 1-bedrooms: $2,030, 2-bedrooms: $2,400, 3-bedrooms: $3,180, 4-bedrooms: $4,050. The most common rental property sizes in Ontario, CA are 2-bedroom and 3-bedroom, accounting for 47.2% and 20.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,170 |
| Studio Rent | $1,350 | $1,470 |
| 1 Bed Rent | $2,250 | $2,030 |
| 2 Bed Rent | $2,300 | $2,400 |
| 3 Bed Rent | $3,200 | $3,180 |
| 4 Bed Rent | $3,650 | $4,050 |
% of Rental Stock
Property Listings — Ontario, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ontario, CA is 55. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $672,000 | -1.0% |
Listing Count | 220 | 35.0% |
| Listings as % of Homes | 0.5% | 35.0% |
Days on Market | 55 | 27.0% |
Demographics — Ontario, CA
As of the latest ACS Survey released in 2023, Ontario, CA has a population of 62,500, which has increased by 2.3% over the past 5 years. Ontario, CA is a moderately popular place for families, as children make up 25.0% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 62,500 | 2.3% |
% Under 18 | 25.0% | -2.7% |
% Seniors | 11.1% | 30.6% |
% WFH | 6.6% | 29.4% |
% w/ College Degree | 21.4% | 18.9% |
As of the latest ACS Survey released in 2023, Ontario, CA is a predominantly hispanic area, with 66.4% of the population identifying as hispanic. The hispanic population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Ontario, CA is white, making up 14.7% of the population. Foreign-born residents account for 24.0% of the population in Ontario, CA, and this percentage has decreased by 8.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 14.7% | -9.3% |
% Black | 6.0% | 13.2% |
% Hispanic | 66.4% | -4.3% |
% Asian | 9.3% | 32.9% |
% Foreign Born | 24.0% | -8.0% |
Mortgage and Risk — Ontario, CA
According to HUD data as of 2023, there were 919 mortgage originations in Ontario, CA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Ontario, CA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 919 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Ontario, CA
As of 2024, the percent of homes in Ontario, CA under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ontario, CA, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 132 |
Total Units Section 8 | 132 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $2,250 | $2,180 |
| 2 Bedroom | $410 | $2,300 | $2,710 |
| 3 Bedroom | $420 | $3,200 | $3,620 |
| 4 Bedroom | $750 | $3,650 | $4,400 |
Affordability — Ontario, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.7 |
| Median Home Price | $689,000 |
| Median Household Income | $97,400 |