Ontario, CA—91764
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ontario, CA
As of Oct '25, the median home price in Ontario, CA is $624,000, with a year-over-year change of -0.3%. This indicates that home prices in Ontario, CA are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $624,000 | -0.3% |
| Single Family | $637,000 | -0.8% |
| Condos | $496,000 | -0.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $478,000 | 3.7% |
2 Bed | $540,000 | -1.3% |
3 Bed | $628,000 | -1.1% |
4 Bed | $674,000 | -1.0% |
| 5 Bed | $745,000 | -1.1% |
% of Housing Stock
Rental Trends — Ontario, CA
As of July '25, Rentcast reports the average rent in Ontario, CA is $2,630, with a year-over-year rent change of -5.7%. Per bedroom, the median rent as of July '25 in Ontario, CA is studios: $1,910, 1-bedrooms: $1,910, 2-bedrooms: $2,340, 3-bedrooms: $3,120, 4-bedrooms: $3,620. The most common rental property sizes in Ontario, CA are 2-bedroom and 1-bedroom, accounting for 43.5% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,630 |
| Studio Rent | $1,900 | $1,910 |
| 1 Bed Rent | $1,980 | $1,910 |
| 2 Bed Rent | $2,250 | $2,340 |
| 3 Bed Rent | $3,100 | $3,120 |
| 4 Bed Rent | $3,650 | $3,620 |
% of Rental Stock
Property Listings — Ontario, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ontario, CA is 56. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $621,000 | -4.0% |
Listing Count | 61 | 4.0% |
| Listings as % of Homes | 0.4% | 4.0% |
Days on Market | 56 | 35.0% |
Demographics — Ontario, CA
As of the latest ACS Survey released in 2023, Ontario, CA has a population of 55,400, which has increased by 1.1% over the past 5 years. Ontario, CA is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 18.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 55,400 | 1.1% |
% Under 18 | 25.1% | -6.0% |
% Seniors | 9.0% | 12.5% |
% WFH | 7.8% | 129.4% |
% w/ College Degree | 18.4% | 17.2% |
As of the latest ACS Survey released in 2023, Ontario, CA is a predominantly hispanic area, with 70.5% of the population identifying as hispanic. The hispanic population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Ontario, CA is white, making up 11.5% of the population. Foreign-born residents account for 28.0% of the population in Ontario, CA, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 11.5% | -17.3% |
% Black | 8.1% | 30.6% |
% Hispanic | 70.5% | -1.5% |
% Asian | 6.3% | -1.6% |
% Foreign Born | 28.0% | -10.0% |
Mortgage and Risk — Ontario, CA
According to HUD data as of 2023, there were 348 mortgage originations in Ontario, CA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Ontario, CA. Investor activity is low, as 4.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 348 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Ontario, CA
As of 2024, the percent of homes in Ontario, CA under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ontario, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 727 |
Total Units Section 8 | 590 |
% Rentals under Section 8 | 5.9% |
% Occupied Section 8 | 87.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $300 | $1,980 | $2,280 |
| 2 Bedroom | $590 | $2,250 | $2,840 |
| 3 Bedroom | $690 | $3,100 | $3,790 |
| 4 Bedroom | $960 | $3,650 | $4,610 |
Affordability — Ontario, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.7 |
| Median Home Price | $624,000 |
| Median Household Income | $75,600 |