Riverside, CA92505

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$621,000
3.4% YoY Growth
Median Household Income
$84,500
31.0% 5-Year Growth
Days on Market
70
5.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$2,700
3.0% YoY Growth
1-Bed Rent
$1,800
4.7% YoY Growth
2-Bed Rent
$2,150
14.8% YoY Growth
3-Bed Rent
$2,990
2.8% YoY Growth

Other Zip Codes in Riverside, CA

Property Listings — Riverside, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Riverside, CA is 70. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$650,000-4.0%
Listing Count
6631.0%
Listings as % of Homes0.3%31.0%
Days on Market
705.0%
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Demographics — Riverside, CA

As of the latest ACS Survey released in 2023, Riverside, CA has a population of 53,100, which has increased by 3.4% over the past 5 years. Riverside, CA is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
53,1003.4%
% Under 18
25.3%1.6%
% Seniors
10.8%11.3%
% WFH
9.0%100.0%
% w/ College Degree
20.2%21.7%
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As of the latest ACS Survey released in 2023, Riverside, CA is a predominantly hispanic area, with 60.4% of the population identifying as hispanic. The hispanic population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Riverside, CA is white, making up 20.0% of the population. Foreign-born residents account for 29.4% of the population in Riverside, CA, and this percentage has increased by 5.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
20.0%-13.0%
% Black
6.0%15.4%
% Hispanic
60.4%-0.7%
% Asian
10.4%25.3%
% Foreign Born
29.4%5.8%
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Mortgage and Risk — Riverside, CA

According to HUD data as of 2023, there were 366 mortgage originations in Riverside, CA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Riverside, CA. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
366
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Riverside, CA

As of 2024, the percent of homes in Riverside, CA under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Riverside, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
235
Total Units Section 8
235
% Rentals under Section 8
2.7%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$460$1,800$2,260
2 Bedroom$660$2,150$2,810
3 Bedroom$760$2,990$3,750
4 Bedroom$1,260$3,300$4,560

Affordability — Riverside, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.9
Median Home Price$621,000
Median Household Income$84,500

Riverside, CA — ZIP Code Boundary Map

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Frequently Asked Questions