Laguna Beach, CA92651

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,928,000
0.8% YoY Growth
Median Household Income
$144,000
13.5% 5-Year Growth
Days on Market
103
34.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$5,600
0.2% YoY Growth
1-Bed Rent
$3,420
9.3% YoY Growth
2-Bed Rent
$6,000
0.0% YoY Growth
3-Bed Rent
$7,950
9.1% YoY Growth

Property Listings — Laguna Beach, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Laguna Beach, CA is 103. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$4,140,000-1.0%
Listing Count
19917.0%
Listings as % of Homes0.7%17.0%
Days on Market
10334.0%
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Demographics — Laguna Beach, CA

As of the latest ACS Survey released in 2023, Laguna Beach, CA has a population of 23,500, which has decreased by -5.1% over the past 5 years. Laguna Beach, CA is a moderately popular place for families, as children make up 15.7% of the population. The area has a highly educated workforce, with 67.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 33.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,500-5.1%
% Under 18
15.7%-1.9%
% Seniors
28.6%17.2%
% WFH
33.0%97.6%
% w/ College Degree
67.5%-0.6%
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As of the latest ACS Survey released in 2023, Laguna Beach, CA is a predominantly white area, with 80.7% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Laguna Beach, CA is hispanic, making up 9.2% of the population. Foreign-born residents account for 10.6% of the population in Laguna Beach, CA, and this percentage has decreased by 17.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.7%-4.5%
% Black
0.4%-50.0%
% Hispanic
9.2%29.6%
% Asian
3.7%-14.0%
% Foreign Born
10.6%-17.8%
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Mortgage and Risk — Laguna Beach, CA

According to HUD data as of 2023, there were 217 mortgage originations in Laguna Beach, CA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 38.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Laguna Beach, CA. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
217
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
5.0%
% Second Loans
12.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Laguna Beach, CA

As of 2024, the percent of homes in Laguna Beach, CA under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Laguna Beach, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
112
Total Units Section 8
91
% Rentals under Section 8
2.3%
% Occupied Section 8
95.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$400$3,420$3,020
2 Bedroom-$2,430$6,000$3,570
3 Bedroom-$3,120$7,950$4,830
4 Bedroom-$3,230$9,000$5,770

Affordability — Laguna Beach, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio19.2
Median Home Price$2,928,000
Median Household Income$144,000

Laguna Beach, CA — ZIP Code Boundary Map

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Frequently Asked Questions