San Clemente, CA—92672
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in San Clemente, CA
Home Price Trends — San Clemente, CA
As of Oct '25, the median home price in San Clemente, CA is $1,639,000, with a year-over-year change of 0.9%. This indicates that home prices in San Clemente, CA are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,639,000 | 0.9% |
| Single Family | $1,773,000 | 0.5% |
| Condos | $1,080,000 | 1.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $705,000 | 3.5% |
2 Bed | $1,188,000 | 1.9% |
3 Bed | $1,626,000 | 0.4% |
4 Bed | $2,124,000 | -0.6% |
| 5 Bed | $3,151,000 | 0.0% |
% of Housing Stock
Rental Trends — San Clemente, CA
As of July '25, Rentcast reports the average rent in San Clemente, CA is $4,460, with a year-over-year rent change of 4.7%. Per bedroom, the median rent as of July '25 in San Clemente, CA is studios: $2,250, 1-bedrooms: $2,690, 2-bedrooms: $3,930, 3-bedrooms: $6,030, 4-bedrooms: $7,320. The most common rental property sizes in San Clemente, CA are 2-bedroom and 1-bedroom, accounting for 46.1% and 21.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,900 | $4,460 |
| Studio Rent | $2,000 | $2,250 |
| 1 Bed Rent | $2,600 | $2,690 |
| 2 Bed Rent | $3,600 | $3,930 |
| 3 Bed Rent | $5,500 | $6,030 |
| 4 Bed Rent | $7,500 | $7,320 |
% of Rental Stock
Property Listings — San Clemente, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Clemente, CA is 62. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,020,000 | -12.0% |
Listing Count | 103 | 7.0% |
| Listings as % of Homes | 0.3% | 7.0% |
Days on Market | 62 | -8.0% |
Demographics — San Clemente, CA
As of the latest ACS Survey released in 2023, San Clemente, CA has a population of 37,500, which has increased by 9.9% over the past 5 years. San Clemente, CA is a moderately popular place for families, as children make up 17.2% of the population. The area has a highly educated workforce, with 48.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,500 | 9.9% |
% Under 18 | 17.2% | 1.8% |
% Seniors | 20.7% | 7.8% |
% WFH | 16.8% | 60.0% |
% w/ College Degree | 48.4% | 8.0% |
As of the latest ACS Survey released in 2023, San Clemente, CA is a predominantly white area, with 70.0% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in San Clemente, CA is hispanic, making up 18.8% of the population. Foreign-born residents account for 11.0% of the population in San Clemente, CA, and this percentage has decreased by 14.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.0% | -3.8% |
% Black | 2.5% | 525.0% |
% Hispanic | 18.8% | -7.4% |
% Asian | 3.2% | 10.3% |
% Foreign Born | 11.0% | -14.7% |
Mortgage and Risk — San Clemente, CA
According to HUD data as of 2023, there were 412 mortgage originations in San Clemente, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 39.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in San Clemente, CA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 412 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — San Clemente, CA
As of 2024, the percent of homes in San Clemente, CA under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Clemente, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 194 |
Total Units Section 8 | 194 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 88.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$190 | $2,600 | $2,410 |
| 2 Bedroom | -$740 | $3,600 | $2,860 |
| 3 Bedroom | -$1,630 | $5,500 | $3,870 |
| 4 Bedroom | -$2,860 | $7,500 | $4,640 |
Affordability — San Clemente, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 12.9 |
| Median Home Price | $1,639,000 |
| Median Household Income | $110,000 |