San Clemente, CA—92673
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in San Clemente, CA
Home Price Trends — San Clemente, CA
As of Oct '25, the median home price in San Clemente, CA is $1,675,000, with a year-over-year change of -0.1%. This indicates that home prices in San Clemente, CA are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,675,000 | -0.1% |
| Single Family | $1,775,000 | -0.4% |
| Condos | $1,031,000 | -0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $974,000 | -1.2% |
3 Bed | $1,359,000 | -0.4% |
4 Bed | $1,767,000 | -0.6% |
| 5 Bed | $2,276,000 | 0.5% |
% of Housing Stock
Rental Trends — San Clemente, CA
As of July '25, Rentcast reports the average rent in San Clemente, CA is $6,260, with a year-over-year rent change of 1.5%. Per bedroom, the median rent as of July '25 in San Clemente, CA is studios: $2,480, 1-bedrooms: $2,580, 2-bedrooms: $4,430, 3-bedrooms: $5,130, 4-bedrooms: $7,200. The most common rental property sizes in San Clemente, CA are 3-bedroom and 4-bedroom, accounting for 24.8% and 23.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,500 | $6,260 |
| Studio Rent | $2,400 | $2,480 |
| 1 Bed Rent | $2,580 | $2,580 |
| 2 Bed Rent | $4,500 | $4,430 |
| 3 Bed Rent | $5,200 | $5,130 |
| 4 Bed Rent | $6,900 | $7,200 |
% of Rental Stock
Property Listings — San Clemente, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Clemente, CA is 72. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,150,000 | 4.0% |
Listing Count | 72 | -5.0% |
| Listings as % of Homes | 0.6% | -5.0% |
Days on Market | 72 | 5.0% |
Demographics — San Clemente, CA
As of the latest ACS Survey released in 2023, San Clemente, CA has a population of 29,800, which has decreased by -3.6% over the past 5 years. San Clemente, CA is a popular place for families, as children make up 27.6% of the population. The area has a highly educated workforce, with 55.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,800 | -3.6% |
% Under 18 | 27.6% | 4.2% |
% Seniors | 17.6% | 14.3% |
% WFH | 23.7% | 41.9% |
% w/ College Degree | 55.7% | 2.0% |
As of the latest ACS Survey released in 2023, San Clemente, CA is a predominantly white area, with 70.8% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in San Clemente, CA is hispanic, making up 16.9% of the population. Foreign-born residents account for 11.2% of the population in San Clemente, CA, and this percentage has decreased by 9.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.8% | -4.3% |
% Black | 1.9% | 90.0% |
% Hispanic | 16.9% | 24.3% |
% Asian | 6.0% | 17.6% |
% Foreign Born | 11.2% | -9.7% |
Mortgage and Risk — San Clemente, CA
According to HUD data as of 2023, there were 336 mortgage originations in San Clemente, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 35.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in San Clemente, CA. Investor activity is low, as 4.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 336 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — San Clemente, CA
As of 2024, the percent of homes in San Clemente, CA under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in San Clemente, CA, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $850 | $2,580 | $3,430 |
| 2 Bedroom | -$440 | $4,500 | $4,060 |
| 3 Bedroom | $290 | $5,200 | $5,490 |
| 4 Bedroom | -$340 | $6,900 | $6,560 |
Affordability — San Clemente, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.1 |
| Median Home Price | $1,675,000 |
| Median Household Income | $180,000 |