Ventura, CA—93001
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ventura, CA
As of Oct '25, the median home price in Ventura, CA is $969,000, with a year-over-year change of -1.4%. This indicates that home prices in Ventura, CA are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $969,000 | -1.4% |
| Single Family | $1,033,000 | -1.5% |
| Condos | $644,000 | -3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $701,000 | -2.9% |
2 Bed | $803,000 | -0.4% |
3 Bed | $1,024,000 | -1.4% |
4 Bed | $1,512,000 | -1.1% |
| 5 Bed | $1,984,000 | -0.6% |
% of Housing Stock
Rental Trends — Ventura, CA
As of July '25, Rentcast reports the average rent in Ventura, CA is $3,640, with a year-over-year rent change of 5.8%. Per bedroom, the median rent as of July '25 in Ventura, CA is studios: $2,260, 1-bedrooms: $2,560, 2-bedrooms: $3,280, 3-bedrooms: $5,790, 4-bedrooms: $6,250. The most common rental property sizes in Ventura, CA are 2-bedroom and 1-bedroom, accounting for 47.0% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,640 |
| Studio Rent | $1,950 | $2,260 |
| 1 Bed Rent | $2,500 | $2,560 |
| 2 Bed Rent | $3,000 | $3,280 |
| 3 Bed Rent | $4,900 | $5,790 |
| 4 Bed Rent | $5,500 | $6,250 |
% of Rental Stock
Property Listings — Ventura, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ventura, CA is 87. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,720,000 | 33.0% |
Listing Count | 97 | 2.0% |
| Listings as % of Homes | 0.3% | 2.0% |
Days on Market | 87 | 16.0% |
Demographics — Ventura, CA
As of the latest ACS Survey released in 2023, Ventura, CA has a population of 31,900, which has decreased by -3.9% over the past 5 years. Ventura, CA is a moderately popular place for families, as children make up 18.0% of the population. The area has a moderately educated workforce, with 37.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 31,900 | -3.9% |
% Under 18 | 18.0% | -12.6% |
% Seniors | 17.5% | 34.6% |
% WFH | 15.8% | 187.3% |
% w/ College Degree | 37.9% | 15.9% |
As of the latest ACS Survey released in 2023, Ventura, CA is a predominantly white area, with 50.1% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Ventura, CA is hispanic, making up 39.0% of the population. Foreign-born residents account for 16.8% of the population in Ventura, CA, and this percentage has decreased by 20.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.1% | -0.6% |
% Black | 0.7% | -12.5% |
% Hispanic | 39.0% | -10.6% |
% Asian | 3.2% | 45.5% |
% Foreign Born | 16.8% | -20.8% |
Mortgage and Risk — Ventura, CA
According to HUD data as of 2023, there were 301 mortgage originations in Ventura, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Ventura, CA. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 301 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 4.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Ventura, CA
As of 2024, the percent of homes in Ventura, CA under the Section 8 program is 13.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ventura, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1,073 |
Total Units Section 8 | 997 |
% Rentals under Section 8 | 13.7% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$110 | $2,500 | $2,390 |
| 2 Bedroom | -$300 | $3,000 | $2,700 |
| 3 Bedroom | -$1,300 | $4,900 | $3,600 |
| 4 Bedroom | -$1,420 | $5,500 | $4,080 |
Affordability — Ventura, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.7 |
| Median Home Price | $969,000 |
| Median Household Income | $86,300 |