San Ramon, CA—94582
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in San Ramon, CA
Home Price Trends — San Ramon, CA
As of Oct '25, the median home price in San Ramon, CA is $1,718,000, with a year-over-year change of -5.5%. This indicates that home prices in San Ramon, CA are decreasing. According to Zillow, the 1-year price projection is -2.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,718,000 | -5.5% |
| Single Family | $1,848,000 | -6.0% |
| Condos | $791,000 | -6.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $465,000 | -9.5% |
2 Bed | $713,000 | -6.9% |
3 Bed | $1,266,000 | -5.9% |
4 Bed | $1,879,000 | -5.9% |
| 5 Bed | $2,325,000 | -5.4% |
% of Housing Stock
Rental Trends — San Ramon, CA
As of July '25, Rentcast reports the average rent in San Ramon, CA is $4,090, with a year-over-year rent change of -7.7%. Per bedroom, the median rent as of July '25 in San Ramon, CA is studios: $1,880, 1-bedrooms: $2,180, 2-bedrooms: $3,220, 3-bedrooms: $4,180, 4-bedrooms: $4,940. The most common rental property sizes in San Ramon, CA are 2-bedroom and 1-bedroom, accounting for 34.1% and 28.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,200 | $4,090 |
| Studio Rent | $1,960 | $1,880 |
| 1 Bed Rent | $2,250 | $2,180 |
| 2 Bed Rent | $2,800 | $3,220 |
| 3 Bed Rent | $4,200 | $4,180 |
| 4 Bed Rent | $4,800 | $4,940 |
% of Rental Stock
Property Listings — San Ramon, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Ramon, CA is 32. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,200,000 | -18.0% |
Listing Count | 71 | 34.0% |
| Listings as % of Homes | 0.1% | 34.0% |
Days on Market | 32 | 29.0% |
Demographics — San Ramon, CA
As of the latest ACS Survey released in 2023, San Ramon, CA has a population of 47,200, which has increased by 12.2% over the past 5 years. San Ramon, CA is a popular place for families, as children make up 27.8% of the population. The area has a highly educated workforce, with 77.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 35.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 47,200 | 12.2% |
% Under 18 | 27.8% | -12.9% |
% Seniors | 9.6% | 28.0% |
% WFH | 35.8% | 293.4% |
% w/ College Degree | 77.1% | 3.9% |
As of the latest ACS Survey released in 2023, San Ramon, CA is a predominantly asian area, with 60.3% of the population identifying as asian. The asian population has grown by 4.5% in the last 5 years. The second most common race or ethnicity in San Ramon, CA is white, making up 24.6% of the population. Foreign-born residents account for 44.3% of the population in San Ramon, CA, and this percentage has increased by 4.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 24.6% | -14.6% |
% Black | 3.9% | 30.0% |
% Hispanic | 5.3% | 12.8% |
% Asian | 60.3% | 4.5% |
% Foreign Born | 44.3% | 4.0% |
Mortgage and Risk — San Ramon, CA
According to HUD data as of 2023, there were 267 mortgage originations in San Ramon, CA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in San Ramon, CA. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 267 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — San Ramon, CA
As of 2024, the percent of homes in San Ramon, CA under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in San Ramon, CA, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 297 |
Total Units Section 8 | 297 |
% Rentals under Section 8 | 5.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $420 | $2,250 | $2,670 |
| 2 Bedroom | $450 | $2,800 | $3,250 |
| 3 Bedroom | -$40 | $4,200 | $4,160 |
| 4 Bedroom | $140 | $4,800 | $4,940 |
Affordability — San Ramon, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.9 |
| Median Home Price | $1,718,000 |
| Median Household Income | $211,000 |