San Ramon, CA—94583
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in San Ramon, CA
Home Price Trends — San Ramon, CA
As of Oct '25, the median home price in San Ramon, CA is $1,381,000, with a year-over-year change of -7.1%. This indicates that home prices in San Ramon, CA are decreasing. According to Zillow, the 1-year price projection is -2.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,381,000 | -7.1% |
| Single Family | $1,466,000 | -7.7% |
| Condos | $678,000 | -6.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $438,000 | -8.9% |
2 Bed | $626,000 | -7.7% |
3 Bed | $1,251,000 | -7.4% |
4 Bed | $1,539,000 | -7.7% |
| 5 Bed | $1,965,000 | -6.3% |
% of Housing Stock
Rental Trends — San Ramon, CA
As of July '25, Rentcast reports the average rent in San Ramon, CA is $3,630, with a year-over-year rent change of 1.7%. Per bedroom, the median rent as of July '25 in San Ramon, CA is studios: $2,170, 1-bedrooms: $2,160, 2-bedrooms: $3,000, 3-bedrooms: $3,950, 4-bedrooms: $4,670. The most common rental property sizes in San Ramon, CA are 2-bedroom and 1-bedroom, accounting for 36.0% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,750 | $3,630 |
| Studio Rent | $2,040 | $2,170 |
| 1 Bed Rent | $2,200 | $2,160 |
| 2 Bed Rent | $2,900 | $3,000 |
| 3 Bed Rent | $3,950 | $3,950 |
| 4 Bed Rent | $4,550 | $4,670 |
% of Rental Stock
Property Listings — San Ramon, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Ramon, CA is 28. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,210,000 | -5.0% |
Listing Count | 90 | 13.0% |
| Listings as % of Homes | 0.2% | 13.0% |
Days on Market | 28 | 2.0% |
Demographics — San Ramon, CA
As of the latest ACS Survey released in 2023, San Ramon, CA has a population of 39,400, which has increased by 12.3% over the past 5 years. San Ramon, CA is a popular place for families, as children make up 25.7% of the population. The area has a highly educated workforce, with 64.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,400 | 12.3% |
% Under 18 | 25.7% | -1.2% |
% Seniors | 14.0% | 11.1% |
% WFH | 28.4% | 264.1% |
% w/ College Degree | 64.1% | 0.0% |
As of the latest ACS Survey released in 2023, San Ramon, CA is a predominantly white area, with 45.1% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in San Ramon, CA is asian, making up 37.0% of the population. Foreign-born residents account for 29.1% of the population in San Ramon, CA, and this percentage has increased by 3.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.1% | -10.5% |
% Black | 1.8% | -10.0% |
% Hispanic | 10.8% | 3.8% |
% Asian | 37.0% | 18.2% |
% Foreign Born | 29.1% | 3.2% |
Mortgage and Risk — San Ramon, CA
According to HUD data as of 2023, there were 508 mortgage originations in San Ramon, CA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in San Ramon, CA. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 508 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — San Ramon, CA
As of 2024, the percent of homes in San Ramon, CA under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Ramon, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 146 |
Total Units Section 8 | 57 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $600 | $2,200 | $2,800 |
| 2 Bedroom | $510 | $2,900 | $3,410 |
| 3 Bedroom | $410 | $3,950 | $4,360 |
| 4 Bedroom | $630 | $4,550 | $5,180 |
Affordability — San Ramon, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.4 |
| Median Home Price | $1,381,000 |
| Median Household Income | $184,000 |