Temescal, Oakland, CA94609

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$912,000
13.9% YoY Growth
Median Household Income
$107,000
33.3% 5-Year Growth
Days on Market
38
9.0% Longer than last year
Home Price Forecast
-1.5%
Median Rent
$1,920
16.3% YoY Growth
1-Bed Rent
$1,800
4.1% YoY Growth
2-Bed Rent
$2,350
5.4% YoY Growth
3-Bed Rent
$3,080
16.5% YoY Growth

Property Listings — Temescal, Oakland, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Temescal, Oakland, CA is 38. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$947,000-9.0%
Listing Count
36-15.0%
Listings as % of Homes0.2%-15.0%
Days on Market
389.0%
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Demographics — Temescal, Oakland, CA

As of the latest ACS Survey released in 2023, Temescal, Oakland, CA has a population of 24,900, which has increased by 9.0% over the past 5 years. Temescal, Oakland, CA is a less popular place for families, as children make up 14.4% of the population. The area has a highly educated workforce, with 62.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,9009.0%
% Under 18
14.4%9.9%
% Seniors
10.8%25.6%
% WFH
26.3%189.0%
% w/ College Degree
62.2%6.7%
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As of the latest ACS Survey released in 2023, Temescal, Oakland, CA is a predominantly white area, with 41.2% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Temescal, Oakland, CA is black, making up 25.2% of the population. Foreign-born residents account for 18.0% of the population in Temescal, Oakland, CA, and this percentage has decreased by 1.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
41.2%-8.0%
% Black
25.2%6.3%
% Hispanic
13.7%8.7%
% Asian
10.3%-8.8%
% Foreign Born
18.0%-1.6%
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Mortgage and Risk — Temescal, Oakland, CA

According to HUD data as of 2023, there were 123 mortgage originations in Temescal, Oakland, CA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Temescal, Oakland, CA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
123
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Temescal, Oakland, CA

As of 2024, the percent of homes in Temescal, Oakland, CA under the Section 8 program is 13.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Temescal, Oakland, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
970
Total Units Section 8
970
% Rentals under Section 8
13.1%
% Occupied Section 8
82.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$420$1,800$2,220
2 Bedroom$350$2,350$2,700
3 Bedroom$380$3,080$3,460
4 Bedroom$600$3,500$4,100

Affordability — Temescal, Oakland, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio10.6
Median Home Price$912,000
Median Household Income$107,000

Temescal, Oakland, CA — ZIP Code Boundary Map

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Frequently Asked Questions