Los Gatos, CA—95030
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Los Gatos, CA
Home Price Trends — Los Gatos, CA
As of Oct '25, the median home price in Los Gatos, CA is $3,331,000, with a year-over-year change of -0.3%. This indicates that home prices in Los Gatos, CA are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $3,331,000 | -0.3% |
| Single Family | $3,400,000 | -0.2% |
| Condos | $1,391,000 | -4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $1,371,000 | -9.8% |
2 Bed | $1,910,000 | -3.0% |
3 Bed | $2,786,000 | -1.1% |
4 Bed | $3,682,000 | -0.2% |
| 5 Bed | $4,713,000 | 0.7% |
% of Housing Stock
Rental Trends — Los Gatos, CA
As of July '25, Rentcast reports the average rent in Los Gatos, CA is $4,730, with a year-over-year rent change of -0.6%. Per bedroom, the median rent as of July '25 in Los Gatos, CA is studios: $2,920, 1-bedrooms: $2,940, 2-bedrooms: $4,480, 3-bedrooms: $7,040, 4-bedrooms: $9,600. The most common rental property sizes in Los Gatos, CA are 1-bedroom and 2-bedroom, accounting for 35.1% and 32.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,800 | $4,730 |
| Studio Rent | $2,920 | $2,920 |
| 1 Bed Rent | $2,850 | $2,940 |
| 2 Bed Rent | $4,150 | $4,480 |
| 3 Bed Rent | $6,200 | $7,040 |
| 4 Bed Rent | $9,600 | $9,600 |
% of Rental Stock
Property Listings — Los Gatos, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Los Gatos, CA is 67. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $3,770,000 | 3.0% |
Listing Count | 32 | -30.0% |
| Listings as % of Homes | 0.4% | -30.0% |
Days on Market | 67 | 30.0% |
Demographics — Los Gatos, CA
As of the latest ACS Survey released in 2023, Los Gatos, CA has a population of 13,000, which has decreased by -2.4% over the past 5 years. Los Gatos, CA is a moderately popular place for families, as children make up 17.9% of the population. The area has a highly educated workforce, with 80.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 35.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,000 | -2.4% |
% Under 18 | 17.9% | -17.9% |
% Seniors | 24.1% | 15.3% |
% WFH | 35.6% | 287.0% |
% w/ College Degree | 80.2% | 6.9% |
As of the latest ACS Survey released in 2023, Los Gatos, CA is a predominantly white area, with 71.8% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Los Gatos, CA is asian, making up 17.4% of the population. Foreign-born residents account for 22.0% of the population in Los Gatos, CA, and this percentage has increased by 20.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.8% | -8.5% |
% Black | 0.6% | 0.0% |
% Hispanic | 7.6% | 11.8% |
% Asian | 17.4% | 50.0% |
% Foreign Born | 22.0% | 20.9% |
Mortgage and Risk — Los Gatos, CA
According to HUD data as of 2023, there were 170 mortgage originations in Los Gatos, CA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 41.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Los Gatos, CA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 170 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Los Gatos, CA
As of 2024, the percent of homes in Los Gatos, CA under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Los Gatos, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $2,850 | $3,000 |
| 2 Bedroom | -$680 | $4,150 | $3,470 |
| 3 Bedroom | -$1,690 | $6,200 | $4,510 |
| 4 Bedroom | -$4,690 | $9,600 | $4,910 |
Affordability — Los Gatos, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 12.4 |
| Median Home Price | $3,331,000 |
| Median Household Income | $250,000 |