Stockton, CA—95206
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stockton, CA
As of Oct '25, the median home price in Stockton, CA is $419,000, with a year-over-year change of -4.0%. This indicates that home prices in Stockton, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $419,000 | -4.0% |
| Single Family | $419,000 | -4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $286,000 | -4.7% |
3 Bed | $398,000 | -4.3% |
4 Bed | $470,000 | -4.7% |
| 5 Bed | $539,000 | -4.6% |
% of Housing Stock
Rental Trends — Stockton, CA
As of July '25, Rentcast reports the average rent in Stockton, CA is $2,030, with a year-over-year rent change of -16.5%. Per bedroom, the median rent as of July '25 in Stockton, CA is 1-bedrooms: $1,240, 2-bedrooms: $1,370, 3-bedrooms: $2,460, 4-bedrooms: $2,570. The most common rental property sizes in Stockton, CA are 3-bedroom and 2-bedroom, accounting for 40.3% and 25.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,150 | $1,240 |
| 2 Bed Rent | $1,300 | $1,370 |
| 3 Bed Rent | $2,300 | $2,460 |
| 4 Bed Rent | $2,550 | $2,570 |
% of Rental Stock
Property Listings — Stockton, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stockton, CA is 50. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $462,000 | -7.0% |
Listing Count | 102 | 1.0% |
| Listings as % of Homes | 0.5% | 1.0% |
Days on Market | 50 | 26.0% |
Demographics — Stockton, CA
As of the latest ACS Survey released in 2023, Stockton, CA has a population of 67,500, which has increased by 5.4% over the past 5 years. Stockton, CA is a popular place for families, as children make up 28.3% of the population. The area has a poorly educated workforce, with 10.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 67,500 | 5.4% |
% Under 18 | 28.3% | -12.7% |
% Seniors | 9.8% | 14.0% |
% WFH | 4.9% | 104.2% |
% w/ College Degree | 10.7% | 17.6% |
As of the latest ACS Survey released in 2023, Stockton, CA is a predominantly hispanic area, with 59.9% of the population identifying as hispanic. The hispanic population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Stockton, CA is asian, making up 18.9% of the population. Foreign-born residents account for 34.6% of the population in Stockton, CA, and this percentage has increased by 4.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 6.9% | -16.9% |
% Black | 12.0% | -6.2% |
% Hispanic | 59.9% | 0.2% |
% Asian | 18.9% | 13.9% |
% Foreign Born | 34.6% | 4.5% |
Mortgage and Risk — Stockton, CA
According to HUD data as of 2023, there were 577 mortgage originations in Stockton, CA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Stockton, CA. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 577 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Stockton, CA
As of 2024, the percent of homes in Stockton, CA under the Section 8 program is 9.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Stockton, CA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,308 |
Total Units Section 8 | 605 |
% Rentals under Section 8 | 9.7% |
% Occupied Section 8 | 80.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$10 | $1,150 | $1,140 |
| 2 Bedroom | $150 | $1,300 | $1,450 |
| 3 Bedroom | -$260 | $2,300 | $2,040 |
| 4 Bedroom | -$90 | $2,550 | $2,460 |
Affordability — Stockton, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $419,000 |
| Median Household Income | $79,800 |