Guerneville, CA95446

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$518,000
6.1% YoY Growth
Median Household Income
$88,600
44.9% 5-Year Growth
Days on Market
103
36.0% Longer than last year
Home Price Forecast
-2.4%
Median Rent
$2,200
1.9% YoY Growth
1-Bed Rent
$1,850
12.2% YoY Growth
2-Bed Rent
$2,450
5.2% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Guerneville, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Guerneville, CA is 103. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$618,000-4.0%
Listing Count
4717.0%
Listings as % of Homes0.5%17.0%
Days on Market
10336.0%
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Demographics — Guerneville, CA

As of the latest ACS Survey released in 2023, Guerneville, CA has a population of 4,810, which has decreased by -5.7% over the past 5 years. Guerneville, CA is a less popular place for families, as children make up 8.1% of the population. The area has a moderately educated workforce, with 40.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,810-5.7%
% Under 18
8.1%-28.9%
% Seniors
25.6%4.5%
% WFH
21.9%242.2%
% w/ College Degree
40.4%12.2%
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As of the latest ACS Survey released in 2023, Guerneville, CA is a predominantly white area, with 76.2% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Guerneville, CA is hispanic, making up 15.5% of the population. Foreign-born residents account for 6.4% of the population in Guerneville, CA, and this percentage has increased by 10.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.2%-4.0%
% Black
0.1%-92.9%
% Hispanic
15.5%43.5%
% Asian
0.7%-63.2%
% Foreign Born
6.4%10.3%
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Mortgage and Risk — Guerneville, CA

According to HUD data as of 2023, there were 101 mortgage originations in Guerneville, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Guerneville, CA. Investor activity is low, as 8.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
101
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
8.0%
% Second Loans
23.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Guerneville, CA

Guerneville, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
179
Total Units Section 8
179
% Rentals under Section 8
24.6%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$220$1,850$1,630
2 Bedroom-$310$2,450$2,140
3 BedroomN/AN/A$2,910
4 BedroomN/AN/A$3,090

Affordability — Guerneville, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.5
Median Home Price$518,000
Median Household Income$88,600

Guerneville, CA — ZIP Code Boundary Map

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Frequently Asked Questions