Monte Rio, CA 95462 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Monte Rio, CA—95462

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$518,000

6.6% YoY Growth

Household Income

$68,300

49.9% YoY Growth

Days on Market

44.0% Longer YoY

Home Price Forecast

-1.3%

Median Rent

$1,400

17.4% YoY Growth

1-Bed Rent

$1,400

31.7% YoY Growth

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Monte Rio, CA

As of Dec '25, the median home price in Monte Rio, CA is $518,000, with a year-over-year change of -6.6%. This indicates that home prices in Monte Rio, CA are decreasing. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$518,000	-6.6%
Single Family	$519,000	-6.5%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Monte Rio, CA

As of July '25, Rentcast reports the average rent in Monte Rio, CA is $1,420, with a year-over-year rent change of -17.4%. Per bedroom, the median rent as of July '25 in Monte Rio, CA is studios: $1,450, 1-bedrooms: $1,400. The most common rental property sizes in Monte Rio, CA are 2-bedroom and studio, accounting for 45.8% and 40.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,400	$1,420
Studio Rent	$1,450	$1,450
1 Bed Rent	$1,400	$1,400
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

40.0%

1 Bedroom

5.8%

2 Bedrooms

45.8%

4 Bedrooms

8.3%

Property Listings — Monte Rio, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Monte Rio, CA is 58. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$500,000	-37.0%
Listing Count	8	29.0%
Listings as % of Homes	0.3%	29.0%
Days on Market	84	44.0%

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Demographics — Monte Rio, CA

As of the latest ACS Survey released in 2023, Monte Rio, CA has a population of 1,120, which has decreased by -11.3% over the past 5 years. Monte Rio, CA is a less popular place for families, as children make up 5.4% of the population. The area has a moderately educated workforce, with 38.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 38.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	1,120	-11.3%
% Under 18	5.4%	-60.9%
% Seniors	39.7%	36.4%
% WFH	38.7%	112.6%
% w/ College Degree	38.5%	26.6%

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As of the latest ACS Survey released in 2023, Monte Rio, CA is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Monte Rio, CA is hispanic, making up 10.4% of the population. Foreign-born residents account for 8.5% of the population in Monte Rio, CA, and this percentage has increased by 112.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	82.3%	-9.0%
% Black	0.0%	N/A
% Hispanic	10.4%	96.2%
% Asian	1.6%	14.3%
% Foreign Born	8.5%	112.5%

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Mortgage and Risk — Monte Rio, CA

According to HUD data as of 2023, there were 34 mortgage originations in Monte Rio, CA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Monte Rio, CA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	34
% Conventional Loans	91.0%
% Government Loans	9.0%
% Investor Loans	0.0%
% Second Loans	21.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Monte Rio, CA

Monte Rio, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	48
Total Units Section 8	48
% Rentals under Section 8	45.8%
% Occupied Section 8	90.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$230	$1,400	$1,630
2 Bedroom	N/A	N/A	$2,140
3 Bedroom	N/A	N/A	$2,910
4 Bedroom	N/A	N/A	$3,090

Monte Rio, CA—95462

Key Metrics at a Glance

Home Price Trends — Monte Rio, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Monte Rio, CA

% of Rental Stock

Property Listings — Monte Rio, CA

Demographics — Monte Rio, CA

Race and Ethnicity

Mortgage and Risk — Monte Rio, CA

Mortgages

Rentals and Section 8 — Monte Rio, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Monte Rio, CA

Home Price to Income Ratio

Monte Rio, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Guerneville, CA

Occidental, CA

Rio Nido

Camp Meeker

Forestville, CA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	9
Median Home Price	$518,000
Median Household Income	$68,300

Monte Rio, CA—95462

Key Metrics at a Glance

Home Price Trends — Monte Rio, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Monte Rio, CA

% of Rental Stock

Property Listings — Monte Rio, CA

Demographics — Monte Rio, CA

Race and Ethnicity

Mortgage and Risk — Monte Rio, CA

Mortgages

Rentals and Section 8 — Monte Rio, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Monte Rio, CA

Home Price to Income Ratio

Monte Rio, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Guerneville, CA

Occidental, CA

Rio Nido

Camp Meeker

Forestville, CA

Frequently Asked Questions

What is the average home price in Monte Rio, CA 95462?

How have home prices in Monte Rio, CA 95462 changed over the past year?

What is the home price projection for Monte Rio, CA 95462?

What are the demographics of Monte Rio, CA 95462?

How long does it take homes to sell in Monte Rio, CA 95462?

What is the average rent price in Monte Rio, CA 95462?