Citrus Heights, CA—95610
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Citrus Heights, CA
Home Price Trends — Citrus Heights, CA
As of Oct '25, the median home price in Citrus Heights, CA is $501,000, with a year-over-year change of -1.6%. This indicates that home prices in Citrus Heights, CA are decreasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $501,000 | -1.6% |
| Single Family | $507,000 | -1.7% |
| Condos | $334,000 | -2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $379,000 | -1.6% |
3 Bed | $490,000 | -1.8% |
4 Bed | $546,000 | -1.8% |
| 5 Bed | $611,000 | -1.5% |
% of Housing Stock
Rental Trends — Citrus Heights, CA
As of July '25, Rentcast reports the average rent in Citrus Heights, CA is $1,820, with a year-over-year rent change of -2.2%. Per bedroom, the median rent as of July '25 in Citrus Heights, CA is studios: $1,430, 1-bedrooms: $1,620, 2-bedrooms: $1,910, 3-bedrooms: $2,530, 4-bedrooms: $3,180. The most common rental property sizes in Citrus Heights, CA are 2-bedroom and 1-bedroom, accounting for 42.8% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,770 | $1,820 |
| Studio Rent | $1,430 | $1,430 |
| 1 Bed Rent | $1,610 | $1,620 |
| 2 Bed Rent | $1,900 | $1,910 |
| 3 Bed Rent | $2,520 | $2,530 |
| 4 Bed Rent | $2,850 | $3,180 |
% of Rental Stock
Property Listings — Citrus Heights, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Citrus Heights, CA is 49. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $491,000 | -7.0% |
Listing Count | 87 | 12.0% |
| Listings as % of Homes | 0.4% | 12.0% |
Days on Market | 49 | 27.0% |
Demographics — Citrus Heights, CA
As of the latest ACS Survey released in 2023, Citrus Heights, CA has a population of 46,800, which has increased by 1.7% over the past 5 years. Citrus Heights, CA is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 46,800 | 1.7% |
% Under 18 | 21.6% | 3.8% |
% Seniors | 17.4% | 16.8% |
% WFH | 15.3% | 240.0% |
% w/ College Degree | 24.0% | 11.6% |
As of the latest ACS Survey released in 2023, Citrus Heights, CA is a predominantly white area, with 68.4% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Citrus Heights, CA is hispanic, making up 19.4% of the population. Foreign-born residents account for 14.5% of the population in Citrus Heights, CA, and this percentage has decreased by 1.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.4% | -0.4% |
% Black | 3.6% | -10.0% |
% Hispanic | 19.4% | -2.0% |
% Asian | 3.1% | -11.4% |
% Foreign Born | 14.5% | -1.4% |
Mortgage and Risk — Citrus Heights, CA
According to HUD data as of 2023, there were 75 mortgage originations in Citrus Heights, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Citrus Heights, CA. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Citrus Heights, CA
As of 2024, the percent of homes in Citrus Heights, CA under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Citrus Heights, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 341 |
Total Units Section 8 | 260 |
% Rentals under Section 8 | 3.4% |
% Occupied Section 8 | 91.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $200 | $1,610 | $1,810 |
| 2 Bedroom | $350 | $1,900 | $2,250 |
| 3 Bedroom | $530 | $2,520 | $3,050 |
| 4 Bedroom | $670 | $2,850 | $3,520 |
Affordability — Citrus Heights, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $501,000 |
| Median Household Income | $77,600 |