Citrus Heights, CA 95610 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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Citrus Heights, CA—95610

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$499,000

1.8% YoY Growth

Household Income

$77,600

32.0% YoY Growth

Days on Market

65

11.0% Longer YoY

Home Price Forecast

-0.4%

Median Rent

$1,770

2.2% YoY Growth

1-Bed Rent

$1,610

0.6% YoY Growth

2-Bed Rent

$1,900

1.6% YoY Growth

3-Bed Rent

$2,520

0.8% YoY Growth

Other Zip Codes in Citrus Heights, CA

Home Price Trends — Citrus Heights, CA

As of Dec '25, the median home price in Citrus Heights, CA is $499,000, with a year-over-year change of -1.8%. This indicates that home prices in Citrus Heights, CA are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$499,000	-1.8%
Single Family	$504,000	-1.9%
Condos	$331,000	-2.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Citrus Heights, CA

As of July '25, Rentcast reports the average rent in Citrus Heights, CA is $1,820, with a year-over-year rent change of -2.2%. Per bedroom, the median rent as of July '25 in Citrus Heights, CA is studios: $1,430, 1-bedrooms: $1,620, 2-bedrooms: $1,910, 3-bedrooms: $2,530, 4-bedrooms: $3,180. The most common rental property sizes in Citrus Heights, CA are 2-bedroom and 1-bedroom, accounting for 42.8% and 26.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,770	$1,820
Studio Rent	$1,430	$1,430
1 Bed Rent	$1,610	$1,620
2 Bed Rent	$1,900	$1,910
3 Bed Rent	$2,520	$2,530
4 Bed Rent	$2,850	$3,180

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% of Rental Stock

Studio

7.4%

1 Bedroom

26.8%

2 Bedrooms

42.8%

3 Bedrooms

19.2%

4 Bedrooms

3.4%

5+ Bedrooms

0.4%

Property Listings — Citrus Heights, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Citrus Heights, CA is 45. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$525,000	-4.0%
Listing Count	68	-1.0%
Listings as % of Homes	0.4%	-1.0%
Days on Market	65	11.0%

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Demographics — Citrus Heights, CA

As of the latest ACS Survey released in 2023, Citrus Heights, CA has a population of 46,800, which has increased by 1.7% over the past 5 years. Citrus Heights, CA is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	46,800	1.7%
% Under 18	21.6%	3.8%
% Seniors	17.4%	16.8%
% WFH	15.3%	240.0%
% w/ College Degree	24.0%	11.6%

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As of the latest ACS Survey released in 2023, Citrus Heights, CA is a predominantly white area, with 68.4% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Citrus Heights, CA is hispanic, making up 19.4% of the population. Foreign-born residents account for 14.5% of the population in Citrus Heights, CA, and this percentage has decreased by 1.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	68.4%	-0.4%
% Black	3.6%	-10.0%
% Hispanic	19.4%	-2.0%
% Asian	3.1%	-11.4%
% Foreign Born	14.5%	-1.4%

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Mortgage and Risk — Citrus Heights, CA

According to HUD data as of 2023, there were 75 mortgage originations in Citrus Heights, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Citrus Heights, CA. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	75
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	0.0%
% Second Loans	1.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Citrus Heights, CA

As of 2024, the percent of homes in Citrus Heights, CA under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Citrus Heights, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	341
Total Units Section 8	260
% Rentals under Section 8	3.4%
% Occupied Section 8	91.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$200	$1,610	$1,810
2 Bedroom	$350	$1,900	$2,250
3 Bedroom	$530	$2,520	$3,050
4 Bedroom	$670	$2,850	$3,520