Folsom, CA—95630
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Folsom, CA
As of Oct '25, the median home price in Folsom, CA is $751,000, with a year-over-year change of -2.7%. This indicates that home prices in Folsom, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $751,000 | -2.7% |
| Single Family | $764,000 | -2.9% |
| Condos | $448,000 | -2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $341,000 | -4.5% |
2 Bed | $492,000 | -3.1% |
3 Bed | $654,000 | -2.8% |
4 Bed | $812,000 | -3.0% |
| 5 Bed | $1,014,000 | -2.5% |
% of Housing Stock
Rental Trends — Folsom, CA
As of July '25, Rentcast reports the average rent in Folsom, CA is $2,550, with a year-over-year rent change of 1.2%. Per bedroom, the median rent as of July '25 in Folsom, CA is studios: $2,170, 1-bedrooms: $2,140, 2-bedrooms: $2,560, 3-bedrooms: $2,970, 4-bedrooms: $3,560. The most common rental property sizes in Folsom, CA are 2-bedroom and 1-bedroom, accounting for 37.7% and 24.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,420 | $2,550 |
| Studio Rent | $2,040 | $2,170 |
| 1 Bed Rent | $2,120 | $2,140 |
| 2 Bed Rent | $2,450 | $2,560 |
| 3 Bed Rent | $2,930 | $2,970 |
| 4 Bed Rent | $3,200 | $3,560 |
% of Rental Stock
Property Listings — Folsom, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Folsom, CA is 49. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $772,000 | 2.0% |
Listing Count | 217 | 7.0% |
| Listings as % of Homes | 0.4% | 7.0% |
Days on Market | 49 | 8.0% |
Demographics — Folsom, CA
As of the latest ACS Survey released in 2023, Folsom, CA has a population of 78,000, which has increased by 1.3% over the past 5 years. Folsom, CA is a moderately popular place for families, as children make up 24.3% of the population. The area has a highly educated workforce, with 58.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 78,000 | 1.3% |
% Under 18 | 24.3% | 0.0% |
% Seniors | 14.2% | 10.1% |
% WFH | 28.6% | 204.3% |
% w/ College Degree | 58.5% | 16.8% |
As of the latest ACS Survey released in 2023, Folsom, CA is a predominantly white area, with 57.6% of the population identifying as white. The white population has shrunk by 7.2% in the last 5 years. The second most common race or ethnicity in Folsom, CA is asian, making up 20.5% of the population. Foreign-born residents account for 19.8% of the population in Folsom, CA, and this percentage has increased by 17.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.6% | -7.2% |
% Black | 2.9% | -14.7% |
% Hispanic | 13.0% | 10.2% |
% Asian | 20.5% | 19.9% |
% Foreign Born | 19.8% | 17.9% |
Mortgage and Risk — Folsom, CA
According to HUD data as of 2023, there were 1622 mortgage originations in Folsom, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Folsom, CA. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,622 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Folsom, CA
As of 2024, the percent of homes in Folsom, CA under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Folsom, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 390 |
Total Units Section 8 | 372 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 83.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $170 | $2,120 | $2,290 |
| 2 Bedroom | $390 | $2,450 | $2,840 |
| 3 Bedroom | $920 | $2,930 | $3,850 |
| 4 Bedroom | $1,250 | $3,200 | $4,450 |
Affordability — Folsom, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $751,000 |
| Median Household Income | $139,000 |