Mather, CA—95655
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mather, CA
As of Oct '25, the median home price in Mather, CA is $568,000, with a year-over-year change of -1.9%. This indicates that home prices in Mather, CA are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $568,000 | -1.9% |
| Single Family | $568,000 | -2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $509,000 | -2.5% |
4 Bed | $636,000 | -1.5% |
| 5 Bed | $762,000 | -1.6% |
% of Housing Stock
Rental Trends — Mather, CA
As of July '25, Rentcast reports the average rent in Mather, CA is $3,010, with a year-over-year rent change of 3.1%. Per bedroom, the median rent as of July '25 in Mather, CA is 3-bedrooms: $3,010. The most common rental property sizes in Mather, CA are studio and 1-bedroom, accounting for 42.4% and 29.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,100 | $3,010 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,100 | $3,010 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mather, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Mather, CA is 79. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $612,000 | -1.0% |
Listing Count | 9 | 71.0% |
| Listings as % of Homes | 0.3% | 71.0% |
Days on Market | 79 | 56.0% |
Demographics — Mather, CA
As of the latest ACS Survey released in 2023, Mather, CA has a population of 5,030, which has increased by 20.4% over the past 5 years. Mather, CA is a popular place for families, as children make up 32.1% of the population. The area has a moderately educated workforce, with 39.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,030 | 20.4% |
% Under 18 | 32.1% | 27.4% |
% Seniors | 10.0% | 0.0% |
% WFH | 25.2% | 350.0% |
% w/ College Degree | 39.6% | 7.3% |
As of the latest ACS Survey released in 2023, Mather, CA is a predominantly white area, with 59.6% of the population identifying as white. The white population has grown by 7.8% in the last 5 years. The second most common race or ethnicity in Mather, CA is hispanic, making up 16.5% of the population. Foreign-born residents account for 12.0% of the population in Mather, CA, and this percentage has decreased by 22.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.6% | 7.8% |
% Black | 7.6% | -15.6% |
% Hispanic | 16.5% | 12.2% |
% Asian | 7.1% | -53.9% |
% Foreign Born | 12.0% | -22.6% |
Mortgage and Risk — Mather, CA
According to HUD data as of 2023, there were 59 mortgage originations in Mather, CA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Mather, CA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Mather, CA
Mather, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 92 |
Total Units Section 8 | 92 |
% Rentals under Section 8 | 20.1% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,400 |
| 2 Bedroom | N/A | N/A | $2,980 |
| 3 Bedroom | $940 | $3,100 | $4,040 |
| 4 Bedroom | N/A | N/A | $4,670 |
Affordability — Mather, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $568,000 |
| Median Household Income | $130,000 |