Rancho Cordova, CA—95670
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rancho Cordova, CA
Home Price Trends — Rancho Cordova, CA
As of Oct '25, the median home price in Rancho Cordova, CA is $481,000, with a year-over-year change of -2.3%. This indicates that home prices in Rancho Cordova, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $481,000 | -2.3% |
| Single Family | $490,000 | -2.6% |
| Condos | $322,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $377,000 | -3.3% |
3 Bed | $457,000 | -2.1% |
4 Bed | $573,000 | -2.7% |
| 5 Bed | $676,000 | -3.2% |
% of Housing Stock
Rental Trends — Rancho Cordova, CA
As of July '25, Rentcast reports the average rent in Rancho Cordova, CA is $2,020, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Rancho Cordova, CA is studios: $1,740, 1-bedrooms: $1,710, 2-bedrooms: $2,020, 3-bedrooms: $2,550, 4-bedrooms: $2,950. The most common rental property sizes in Rancho Cordova, CA are 2-bedroom and 3-bedroom, accounting for 44.6% and 23.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,940 | $2,020 |
| Studio Rent | $1,960 | $1,740 |
| 1 Bed Rent | $1,640 | $1,710 |
| 2 Bed Rent | $1,920 | $2,020 |
| 3 Bed Rent | $2,400 | $2,550 |
| 4 Bed Rent | $2,950 | $2,950 |
% of Rental Stock
Property Listings — Rancho Cordova, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cordova, CA is 53. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $495,000 | -5.0% |
Listing Count | 112 | 11.0% |
| Listings as % of Homes | 0.3% | 11.0% |
Days on Market | 53 | 32.0% |
Demographics — Rancho Cordova, CA
As of the latest ACS Survey released in 2023, Rancho Cordova, CA has a population of 59,300, which has increased by 8.5% over the past 5 years. Rancho Cordova, CA is a moderately popular place for families, as children make up 24.3% of the population. The area has a moderately educated workforce, with 32.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 59,300 | 8.5% |
% Under 18 | 24.3% | 12.5% |
% Seniors | 15.0% | -0.7% |
% WFH | 19.7% | 369.0% |
% w/ College Degree | 32.3% | 2.9% |
As of the latest ACS Survey released in 2023, Rancho Cordova, CA is a predominantly white area, with 50.9% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Rancho Cordova, CA is hispanic, making up 21.1% of the population. Foreign-born residents account for 23.6% of the population in Rancho Cordova, CA, and this percentage has increased by 1.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.9% | -6.1% |
% Black | 9.8% | 34.2% |
% Hispanic | 21.1% | 1.0% |
% Asian | 11.9% | 6.2% |
% Foreign Born | 23.6% | 1.3% |
Mortgage and Risk — Rancho Cordova, CA
According to HUD data as of 2023, there were 652 mortgage originations in Rancho Cordova, CA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Rancho Cordova, CA. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 652 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Rancho Cordova, CA
As of 2024, the percent of homes in Rancho Cordova, CA under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Rancho Cordova, CA, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 553 |
Total Units Section 8 | 490 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,640 | $1,600 |
| 2 Bedroom | $70 | $1,920 | $1,990 |
| 3 Bedroom | $300 | $2,400 | $2,700 |
| 4 Bedroom | $170 | $2,950 | $3,120 |
Affordability — Rancho Cordova, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $481,000 |
| Median Household Income | $90,400 |