Rocklin, CA—95677
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rocklin, CA
Home Price Trends — Rocklin, CA
As of Oct '25, the median home price in Rocklin, CA is $641,000, with a year-over-year change of -1.6%. This indicates that home prices in Rocklin, CA are decreasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $641,000 | -1.6% |
| Single Family | $652,000 | -1.7% |
| Condos | $369,000 | -2.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $396,000 | -1.0% |
3 Bed | $577,000 | -1.9% |
4 Bed | $740,000 | -1.6% |
| 5 Bed | $1,009,000 | -0.9% |
% of Housing Stock
Rental Trends — Rocklin, CA
As of July '25, Rentcast reports the average rent in Rocklin, CA is $2,410, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Rocklin, CA is 1-bedrooms: $2,090, 2-bedrooms: $2,340, 3-bedrooms: $2,750, 4-bedrooms: $3,200. The most common rental property sizes in Rocklin, CA are 2-bedroom and 1-bedroom, accounting for 36.1% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,310 | $2,410 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,110 | $2,090 |
| 2 Bed Rent | $2,320 | $2,340 |
| 3 Bed Rent | $2,750 | $2,750 |
| 4 Bed Rent | $3,000 | $3,200 |
% of Rental Stock
Property Listings — Rocklin, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rocklin, CA is 51. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $695,000 | 4.0% |
Listing Count | 61 | -21.0% |
| Listings as % of Homes | 0.4% | -21.0% |
Days on Market | 51 | 22.0% |
Demographics — Rocklin, CA
As of the latest ACS Survey released in 2023, Rocklin, CA has a population of 28,900, which has increased by 14.2% over the past 5 years. Rocklin, CA is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 43.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,900 | 14.2% |
% Under 18 | 22.4% | -2.2% |
% Seniors | 16.2% | 16.5% |
% WFH | 17.9% | 171.2% |
% w/ College Degree | 43.5% | 14.5% |
As of the latest ACS Survey released in 2023, Rocklin, CA is a predominantly white area, with 66.8% of the population identifying as white. The white population has shrunk by 11.5% in the last 5 years. The second most common race or ethnicity in Rocklin, CA is hispanic, making up 15.0% of the population. Foreign-born residents account for 9.5% of the population in Rocklin, CA, and this percentage has decreased by 8.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.8% | -11.5% |
% Black | 1.2% | -36.8% |
% Hispanic | 15.0% | 20.0% |
% Asian | 7.2% | 28.6% |
% Foreign Born | 9.5% | -8.7% |
Mortgage and Risk — Rocklin, CA
According to HUD data as of 2023, there were 273 mortgage originations in Rocklin, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Rocklin, CA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 273 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Rocklin, CA
As of 2024, the percent of homes in Rocklin, CA under the Section 8 program is 4.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rocklin, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 284 |
Total Units Section 8 | 165 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | 87.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $2,110 | $2,200 |
| 2 Bedroom | $410 | $2,320 | $2,730 |
| 3 Bedroom | $950 | $2,750 | $3,700 |
| 4 Bedroom | $1,280 | $3,000 | $4,280 |
Affordability — Rocklin, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $641,000 |
| Median Household Income | $105,000 |