Roseville, CA—95678
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roseville, CA
As of Oct '25, the median home price in Roseville, CA is $536,000, with a year-over-year change of -1.5%. This indicates that home prices in Roseville, CA are decreasing. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $536,000 | -1.5% |
| Single Family | $552,000 | -1.6% |
| Condos | $364,000 | -2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $320,000 | -1.5% |
2 Bed | $405,000 | 0.0% |
3 Bed | $526,000 | -1.5% |
4 Bed | $654,000 | -2.1% |
| 5 Bed | $781,000 | -2.4% |
% of Housing Stock
Rental Trends — Roseville, CA
As of July '25, Rentcast reports the average rent in Roseville, CA is $2,330, with a year-over-year rent change of 2.6%. Per bedroom, the median rent as of July '25 in Roseville, CA is studios: $1,930, 1-bedrooms: $1,990, 2-bedrooms: $2,360, 3-bedrooms: $2,660, 4-bedrooms: $3,180. The most common rental property sizes in Roseville, CA are 2-bedroom and 3-bedroom, accounting for 41.0% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,330 |
| Studio Rent | $1,980 | $1,930 |
| 1 Bed Rent | $2,070 | $1,990 |
| 2 Bed Rent | $2,410 | $2,360 |
| 3 Bed Rent | $2,650 | $2,660 |
| 4 Bed Rent | $3,100 | $3,180 |
% of Rental Stock
Property Listings — Roseville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Roseville, CA is 44. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $528,000 | -10.0% |
Listing Count | 91 | 12.0% |
| Listings as % of Homes | 0.2% | 12.0% |
Days on Market | 44 | 1.0% |
Demographics — Roseville, CA
As of the latest ACS Survey released in 2023, Roseville, CA has a population of 45,700, which has increased by 6.1% over the past 5 years. Roseville, CA is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 38.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 45,700 | 6.1% |
% Under 18 | 20.2% | -14.8% |
% Seniors | 13.4% | 8.1% |
% WFH | 17.6% | 95.6% |
% w/ College Degree | 38.7% | 11.2% |
As of the latest ACS Survey released in 2023, Roseville, CA is a predominantly white area, with 60.5% of the population identifying as white. The white population has shrunk by 7.6% in the last 5 years. The second most common race or ethnicity in Roseville, CA is hispanic, making up 22.8% of the population. Foreign-born residents account for 14.4% of the population in Roseville, CA, and this percentage has increased by 17.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.5% | -7.6% |
% Black | 2.0% | -16.7% |
% Hispanic | 22.8% | 16.9% |
% Asian | 8.4% | 7.7% |
% Foreign Born | 14.4% | 17.1% |
Mortgage and Risk — Roseville, CA
According to HUD data as of 2023, there were 411 mortgage originations in Roseville, CA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Roseville, CA. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 411 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Roseville, CA
As of 2024, the percent of homes in Roseville, CA under the Section 8 program is 1.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Roseville, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 172 |
Total Units Section 8 | 172 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $40 | $2,070 | $2,110 |
| 2 Bedroom | $210 | $2,410 | $2,620 |
| 3 Bedroom | $900 | $2,650 | $3,550 |
| 4 Bedroom | $1,000 | $3,100 | $4,100 |
Affordability — Roseville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $536,000 |
| Median Household Income | $105,000 |