Roseville, CA—95747
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roseville, CA
As of Oct '25, the median home price in Roseville, CA is $659,000, with a year-over-year change of -1.1%. This indicates that home prices in Roseville, CA are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $659,000 | -1.1% |
| Single Family | $660,000 | -1.0% |
| Condos | $368,000 | -0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $541,000 | -2.2% |
3 Bed | $601,000 | -1.3% |
4 Bed | $692,000 | -1.3% |
| 5 Bed | $842,000 | -1.5% |
% of Housing Stock
Rental Trends — Roseville, CA
As of July '25, Rentcast reports the average rent in Roseville, CA is $2,800, with a year-over-year rent change of 0.7%. Per bedroom, the median rent as of July '25 in Roseville, CA is 1-bedrooms: $1,920, 2-bedrooms: $2,510, 3-bedrooms: $2,890, 4-bedrooms: $3,240. The most common rental property sizes in Roseville, CA are 3-bedroom and 1-bedroom, accounting for 33.5% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $2,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $1,920 |
| 2 Bed Rent | $2,500 | $2,510 |
| 3 Bed Rent | $2,800 | $2,890 |
| 4 Bed Rent | $3,200 | $3,240 |
% of Rental Stock
Property Listings — Roseville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Roseville, CA is 52. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $653,000 | -6.0% |
Listing Count | 361 | 19.0% |
| Listings as % of Homes | 1.0% | 19.0% |
Days on Market | 52 | 23.0% |
Demographics — Roseville, CA
As of the latest ACS Survey released in 2023, Roseville, CA has a population of 79,000, which has increased by 20.9% over the past 5 years. Roseville, CA is a moderately popular place for families, as children make up 24.7% of the population. The area has a highly educated workforce, with 46.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 79,000 | 20.9% |
% Under 18 | 24.7% | -1.2% |
% Seniors | 18.1% | 0.6% |
% WFH | 23.2% | 157.8% |
% w/ College Degree | 46.7% | 5.2% |
As of the latest ACS Survey released in 2023, Roseville, CA is a predominantly white area, with 59.7% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Roseville, CA is asian, making up 17.9% of the population. Foreign-born residents account for 16.6% of the population in Roseville, CA, and this percentage has increased by 9.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.7% | -10.5% |
% Black | 2.8% | 64.7% |
% Hispanic | 13.2% | -0.8% |
% Asian | 17.9% | 29.7% |
% Foreign Born | 16.6% | 9.2% |
Mortgage and Risk — Roseville, CA
According to HUD data as of 2023, there were 457 mortgage originations in Roseville, CA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Roseville, CA. Investor activity is low, as 1.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 457 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Roseville, CA
As of 2024, the percent of homes in Roseville, CA under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Roseville, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 389 |
Total Units Section 8 | 341 |
% Rentals under Section 8 | 5.9% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $300 | $2,000 | $2,300 |
| 2 Bedroom | $350 | $2,500 | $2,850 |
| 3 Bedroom | $1,070 | $2,800 | $3,870 |
| 4 Bedroom | $1,260 | $3,200 | $4,460 |
Affordability — Roseville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $659,000 |
| Median Household Income | $134,000 |