Chattaroy, WA—99003
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Chattaroy, WA
Home Price Trends — Chattaroy, WA
As of Oct '25, the median home price in Chattaroy, WA is $586,000, with a year-over-year change of -0.3%. This indicates that home prices in Chattaroy, WA are flat. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $586,000 | -0.3% |
| Single Family | $586,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $507,000 | 0.2% |
3 Bed | $570,000 | 0.2% |
4 Bed | $658,000 | -0.2% |
| 5 Bed | $702,000 | -0.7% |
% of Housing Stock
Rental Trends — Chattaroy, WA
As of July '25, Rentcast reports the average rent in Chattaroy, WA is $2,020, with a year-over-year rent change of 21.7%. Per bedroom, the median rent as of July '25 in Chattaroy, WA is 3-bedrooms: $2,020. The most common rental property sizes in Chattaroy, WA are 4-bedroom and 3-bedroom, accounting for 44.3% and 42.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $2,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,650 | $2,020 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chattaroy, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Chattaroy, WA is 63. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $659,000 | -18.0% |
Listing Count | 43 | 75.0% |
| Listings as % of Homes | 0.9% | 75.0% |
Days on Market | 63 | 9.0% |
Demographics — Chattaroy, WA
As of the latest ACS Survey released in 2023, Chattaroy, WA has a population of 4,630, which has increased by 3.1% over the past 5 years. Chattaroy, WA is a moderately popular place for families, as children make up 18.0% of the population. The area has a poorly educated workforce, with 20.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,630 | 3.1% |
% Under 18 | 18.0% | 40.6% |
% Seniors | 28.7% | 15.7% |
% WFH | 8.0% | 21.2% |
% w/ College Degree | 20.1% | -18.6% |
As of the latest ACS Survey released in 2023, Chattaroy, WA is a predominantly white area, with 80.5% of the population identifying as white. The white population has shrunk by 16.8% in the last 5 years. The second most common race or ethnicity in Chattaroy, WA is hispanic, making up 5.3% of the population. Foreign-born residents account for 2.4% of the population in Chattaroy, WA, and this percentage has decreased by 47.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.5% | -16.8% |
% Black | 1.1% | ∞% |
% Hispanic | 5.3% | 430.0% |
% Asian | 1.7% | 183.3% |
% Foreign Born | 2.4% | -47.8% |
Mortgage and Risk — Chattaroy, WA
According to HUD data as of 2023, there were 102 mortgage originations in Chattaroy, WA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Chattaroy, WA. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 102 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Chattaroy, WA
Chattaroy, WA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,170 |
| 2 Bedroom | N/A | N/A | $1,500 |
| 3 Bedroom | $410 | $1,650 | $2,060 |
| 4 Bedroom | N/A | N/A | $2,440 |
Affordability — Chattaroy, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8 |
| Median Home Price | $586,000 |
| Median Household Income | $71,600 |