Rowley, MA—01969
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rowley, MA
As of Nov '25, the median home price in Rowley, MA is $774,000, with a year-over-year change of 2.6%. This indicates that home prices in Rowley, MA are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $774,000 | 2.6% |
| Single Family | $793,000 | 2.2% |
| Condos | $605,000 | 5.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $601,000 | 4.2% |
3 Bed | $740,000 | 2.4% |
4 Bed | $975,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rowley, MA
As of July '25, Rentcast reports the average rent in Rowley, MA is $2,540, with a year-over-year rent change of -0.4%. Per bedroom, the median rent as of July '25 in Rowley, MA is 2-bedrooms: $2,470, 3-bedrooms: $2,750. The most common rental property sizes in Rowley, MA are 2-bedroom and 1-bedroom, accounting for 46.7% and 39.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,540 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,100 | $2,470 |
| 3 Bed Rent | $2,750 | $2,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rowley, MA
As of Nov '25, Realtor.com reports that the median days on market for a home in Rowley, MA is 31. This is a increase of 185.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,060,000 | 45.0% |
Listing Count | 7 | -12.0% |
| Listings as % of Homes | 0.5% | -12.0% |
Days on Market | 31 | 185.0% |
Demographics — Rowley, MA
As of the latest ACS Survey released in 2023, Rowley, MA has a population of 6,210, which has decreased by -1.3% over the past 5 years. Rowley, MA is a moderately popular place for families, as children make up 19.6% of the population. The area has a highly educated workforce, with 51.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,210 | -1.3% |
% Under 18 | 19.6% | -11.7% |
% Seniors | 21.0% | 33.8% |
% WFH | 8.7% | 11.5% |
% w/ College Degree | 51.2% | 23.7% |
As of the latest ACS Survey released in 2023, Rowley, MA is a predominantly white area, with 94.8% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Rowley, MA is asian, making up 1.5% of the population. Foreign-born residents account for 2.6% of the population in Rowley, MA, and this percentage has decreased by 43.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | -0.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.3% | -70.0% |
% Asian | 1.5% | 25.0% |
% Foreign Born | 2.6% | -43.5% |
Mortgage and Risk — Rowley, MA
According to HUD data as of 2023, there were 121 mortgage originations in Rowley, MA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 43.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Rowley, MA. Investor activity is low, as 1.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 121 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Rentals and Section 8 — Rowley, MA
Rowley, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 2.9% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,140 |
| 2 Bedroom | $450 | $2,100 | $2,550 |
| 3 Bedroom | $330 | $2,750 | $3,080 |
| 4 Bedroom | N/A | N/A | $3,390 |
Affordability — Rowley, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $774,000 |
| Median Household Income | $117,000 |