Harwich, MA—02645
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harwich, MA
As of Oct '25, the median home price in Harwich, MA is $740,000, with a year-over-year change of 0.4%. This indicates that home prices in Harwich, MA are flat. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $740,000 | 0.4% |
| Single Family | $748,000 | 0.1% |
| Condos | $418,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $471,000 | -0.6% |
2 Bed | $587,000 | -0.5% |
3 Bed | $748,000 | 0.1% |
4 Bed | $971,000 | 1.4% |
| 5 Bed | $1,187,000 | 1.3% |
% of Housing Stock
Rental Trends — Harwich, MA
As of July '25, Rentcast reports the average rent in Harwich, MA is $1,950, with a year-over-year rent change of 11.4%. Per bedroom, the median rent as of July '25 in Harwich, MA is studios: $1,500, 2-bedrooms: $2,400. The most common rental property sizes in Harwich, MA are 3-bedroom and 1-bedroom, accounting for 35.9% and 34.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,950 |
| Studio Rent | $1,500 | $1,500 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,400 | $2,400 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harwich, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Harwich, MA is 45. This is a increase of 87.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $897,000 | 38.0% |
Listing Count | 72 | 19.0% |
| Listings as % of Homes | 0.5% | 19.0% |
Days on Market | 45 | 87.0% |
Demographics — Harwich, MA
As of the latest ACS Survey released in 2023, Harwich, MA has a population of 11,100, which has increased by 16.6% over the past 5 years. Harwich, MA is a less popular place for families, as children make up 14.0% of the population. The area has a moderately educated workforce, with 42.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,100 | 16.6% |
% Under 18 | 14.0% | -5.4% |
% Seniors | 33.4% | 11.7% |
% WFH | 14.6% | 170.4% |
% w/ College Degree | 42.8% | -9.5% |
As of the latest ACS Survey released in 2023, Harwich, MA is a predominantly white area, with 94.5% of the population identifying as white. The white population has grown by 5.7% in the last 5 years. The second most common race or ethnicity in Harwich, MA is hispanic, making up 1.2% of the population. Foreign-born residents account for 3.4% of the population in Harwich, MA, and this percentage has decreased by 49.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | 5.7% |
% Black | 0.1% | -97.2% |
% Hispanic | 1.2% | -25.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 3.4% | -49.3% |
Mortgage and Risk — Harwich, MA
According to HUD data as of 2023, there were 420 mortgage originations in Harwich, MA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Harwich, MA. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 420 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 1.0% |
% Second Loans | 26.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Harwich, MA
Harwich, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 163 |
Total Units Section 8 | 98 |
% Rentals under Section 8 | 12.1% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,940 |
| 2 Bedroom | $140 | $2,400 | $2,540 |
| 3 Bedroom | N/A | N/A | $3,120 |
| 4 Bedroom | N/A | N/A | $3,580 |
Affordability — Harwich, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.2 |
| Median Home Price | $740,000 |
| Median Household Income | $89,900 |