Waverly, GA—31565
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waverly, GA
As of Oct '25, the median home price in Waverly, GA is $371,000, with a year-over-year change of 0.8%. This indicates that home prices in Waverly, GA are flat. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $371,000 | 0.8% |
| Single Family | $371,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $220,000 | -1.3% |
3 Bed | $366,000 | 0.0% |
4 Bed | $499,000 | 2.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waverly, GA
Waverly, GA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waverly, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Waverly, GA is 100. This is a decrease of -37.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $624,000 | 8.0% |
Listing Count | 32 | -16.0% |
| Listings as % of Homes | 1.2% | -16.0% |
Days on Market | 100 | -37.0% |
Demographics — Waverly, GA
As of the latest ACS Survey released in 2023, Waverly, GA has a population of 2,210, which has increased by 10.1% over the past 5 years. Waverly, GA is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,210 | 10.1% |
% Under 18 | 19.1% | -2.1% |
% Seniors | 22.4% | -3.9% |
% WFH | 8.7% | 107.1% |
% w/ College Degree | 31.2% | 37.4% |
As of the latest ACS Survey released in 2023, Waverly, GA is a predominantly white area, with 71.9% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Waverly, GA is black, making up 20.4% of the population. Foreign-born residents account for 4.4% of the population in Waverly, GA, and this percentage has increased by 22.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.9% | -3.7% |
% Black | 20.4% | -1.4% |
% Hispanic | 7.1% | ∞% |
% Asian | 0.6% | -81.8% |
% Foreign Born | 4.4% | 22.2% |
Mortgage and Risk — Waverly, GA
According to HUD data as of 2023, there were 82 mortgage originations in Waverly, GA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Waverly, GA. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Waverly, GA
Waverly, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,340 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Waverly, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $371,000 |
| Median Household Income | $72,100 |