Utica, MS 39086 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Utica, MS—39086

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$123,000

10.0% YoY Growth

Household Income

$30,000

52.6% YoY Growth

Days on Market

N/A

Home Price Forecast

N/A

Median Rent

$900

5.9% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$900

5.9% YoY Growth

3-Bed Rent

N/A

Other Zip Codes in Utica, MS

39175

Home Price Trends — Utica, MS

Utica, MS lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$123,000	-10.0%
Single Family	$123,000	-11.5%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Utica, MS

As of July '25, Rentcast reports the average rent in Utica, MS is $900, with a year-over-year rent change of 5.9%. Per bedroom, the median rent as of July '25 in Utica, MS is 2-bedrooms: $900. The most common rental property sizes in Utica, MS are 3-bedroom and 1-bedroom, accounting for 68.4% and 22.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$900	$900
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$900	$900
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

22.8%

3 Bedrooms

68.4%

4 Bedrooms

8.8%

Property Listings — Utica, MS

As of Dec '25, Realtor.com reports that the median days on market for a home in Utica, MS is 50. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	N/A	N/A
Listing Count	N/A	N/A
Listings as % of Homes	0.3%	N/A
Days on Market	N/A	N/A

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Demographics — Utica, MS

As of the latest ACS Survey released in 2023, Utica, MS has a population of 1,740, which has increased by 36.4% over the past 5 years. Utica, MS is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	1,740	36.4%
% Under 18	22.4%	-2.6%
% Seniors	17.1%	12.5%
% WFH	11.2%	∞%
% w/ College Degree	15.1%	-37.9%

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As of the latest ACS Survey released in 2023, Utica, MS is a predominantly black area, with 83.4% of the population identifying as black. The black population has shrunk by 14.5% in the last 5 years. The second most common race or ethnicity in Utica, MS is white, making up 10.4% of the population. Foreign-born residents account for 0.7% of the population in Utica, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	10.4%	550.0%
% Black	83.4%	-14.5%
% Hispanic	0.0%	N/A
% Asian	0.7%	∞%
% Foreign Born	0.7%	∞%

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Mortgage and Risk — Utica, MS

According to HUD data as of 2023, there were 29 mortgage originations in Utica, MS, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Utica, MS. Investor activity is low, as 3.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	29
% Conventional Loans	83.0%
% Government Loans	17.0%
% Investor Loans	3.0%
% Second Loans	3.0%
% Cash Out Refinance	3.0%

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Rentals and Section 8 — Utica, MS

Utica, MS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	6
Total Units Section 8	6
% Rentals under Section 8	2.6%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$800
2 Bedroom	$50	$900	$950
3 Bedroom	N/A	N/A	$1,160
4 Bedroom	N/A	N/A	$1,260

Utica, MS—39086

Key Metrics at a Glance

Other Zip Codes in Utica, MS

Home Price Trends — Utica, MS

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Utica, MS

% of Rental Stock

Property Listings — Utica, MS

Demographics — Utica, MS

Race and Ethnicity

Mortgage and Risk — Utica, MS

Mortgages

Rentals and Section 8 — Utica, MS

Section 8 Market Size

Section 8 Opportunity

Affordability — Utica, MS

Home Price to Income Ratio

Utica, MS — ZIP Code Boundary Map

Nearby ZIP Codes

Pattison, MS

Utica, MS

Hazlehurst, MS

Vicksburg, MS

Hazlehurst, MS

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5
Median Home Price	$123,000
Median Household Income	$30,000

Utica, MS—39086

Key Metrics at a Glance

Other Zip Codes in Utica, MS

Home Price Trends — Utica, MS

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Utica, MS

% of Rental Stock

Property Listings — Utica, MS

Demographics — Utica, MS

Race and Ethnicity

Mortgage and Risk — Utica, MS

Mortgages

Rentals and Section 8 — Utica, MS

Section 8 Market Size

Section 8 Opportunity

Affordability — Utica, MS

Home Price to Income Ratio

Utica, MS — ZIP Code Boundary Map

Nearby ZIP Codes

Pattison, MS

Utica, MS

Hazlehurst, MS

Vicksburg, MS

Hazlehurst, MS

Frequently Asked Questions

What is the average home price in Utica, MS 39086?

How have home prices in Utica, MS 39086 changed over the past year?

What is the home price projection for Utica, MS 39086?

What are the demographics of Utica, MS 39086?

How long does it take homes to sell in Utica, MS 39086?

What is the average rent price in Utica, MS 39086?